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Zopa: Cash ISA reviews

4.95
Based on 1,536 reviews, last reviewed 15th Mar 2026
26100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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96%
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4%
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Latest highest rating:

5

zopa communication I enjoy the offers and the communication is perfect, not filling my inbox everyday or pushy. Reviewed on: 15th March 2026
Joe b's avatar
Joe b

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1536)

A great all round bank!

5
A great all round bank with fantastic interest rates and an easy to use app Reviewed on: 12th April 2024

Great Service

5
Zopa always keep me up to date with my saving accounts and give excellent financial advice to help my savings go further. Reviewed on: 12th April 2024

The app is very clear and easy to use.

5
The app is very clear and easy to use. Probably the best I have. Also the ISA rate is very competitive. All in all a great deal Reviewed on: 12th April 2024

A simple to use product with great interest rate

5
A simple to use product with great interest rate Reviewed on: 12th April 2024

Helpful and transparent app, easy to use.

5
Helpful and transparent app, easy to use. Top end of savings rates. Reviewed on: 12th April 2024

Very easy to use and offer a lot of flexibility.

5
Very easy to use and offer a lot of flexibility. Reviewed on: 12th April 2024

I moved money around in my pots, to enable me to buy...

5
I moved money around in my pots, to enable me to buy an ISA Reviewed on: 12th April 2024

Found the whole process so easy

5
Found the whole process so easy and the Smart ISA very good value in a competitive market. Reviewed on: 12th April 2024

Very competitive interest rates; different options t...

5
Very competitive interest rates; different options to save and categorise; excellent flexibility Reviewed on: 12th April 2024

Great rate, flexibility and App

5
Offers a great rate with full flexibility. App is really easy to use. Cant really ask for more Reviewed on: 12th April 2024

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