Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1546)

Excellent ISA savings account, also Easy access savi...

5
Excellent ISA savings account, also Easy access savings and credit card. Having the ability to save as well as having the credit card is a very handy service. Reviewed on: 12th April 2024

Fast, easy to use and slick app.

5
Fast, easy to use and slick app. Never had an issue with them (unlike other companies) Reviewed on: 12th April 2024

Quick and easy to save and keep track of your savings

5
Easy to keep track, quick and easy to transfer and save as well as withdrawal, love the pots and the boost function and good easy access Reviewed on: 12th April 2024

Simple app to use, no complications like some other...

5
Simple app to use, no complications like some other banking apps & good interest. Reviewed on: 12th April 2024

Excellent transfer of ISA, was done so quickly

5
Excellent transfer of ISA, was done so quickly Reviewed on: 12th April 2024

Smart Savings including ISA

5
I was looking for an ISA that gave the flexibility to invest at any time. Only Zopa gave me what I required with the facility for "pots " within the In ISA. It is very easy to operate on the Zopa App. Reviewed on: 12th April 2024

User friendly best interest rates available.

5
Easy to sign up and best interest rates available. Very user friendly and puts the high street banks to shame. Reviewed on: 12th April 2024

very easy to use excellent service very good company...

5
very easy to use excellent service very good company will recommend zopa to friensa and family Reviewed on: 12th April 2024

Love this online bank

5
Easy to understand app , great interest rates Reviewed on: 12th April 2024

Great company, grate rates, would recommend.

5
Great company, grate rates, would recommend. Reviewed on: 12th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44348 reviews
    Zopa
    View all products