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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1538 reviews)

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4.95

Based on 1,538 reviews, last reviewed 16th Mar 2026

26300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It has been a good investment for me - came well rec... It has been a good investment for me - came well recommended & happy with the interest I have earned Reviewed on: 16th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1538)

Very easy to use app good interest rates.

Very easy to use app good interest rates. No problems bank transfers in or out very quick and good value on savings Reviewed on: 1st March 2024

Excellent app.

Excellent app. Very good savings rate. Easy to set up a smart isa. Like the flexible isa too. Reviewed on: 1st March 2024

Very easy to use, good interest rates

Very easy to use, good interest rates Reviewed on: 1st March 2024

Very easy app and flexible accounts

Very easy app and flexible accounts Reviewed on: 1st March 2024

Easy to use app, great customer service when I have...

Easy to use app, great customer service when I have needed to make contact. Good rates being offered Reviewed on: 1st March 2024

All round good experience, good rates too

All round good experience, good rates too Reviewed on: 1st March 2024

Easy savings tool

Easy app to use and very informative. Reviewed on: 1st March 2024

IT WORKS

The app works really well, very accessible and easy to use. The interest rates are very good. The easy access ISA is exactly that and it works with a good interest rate. No need to tie your money down but still get a good rate. I haven't used customer services, therefore, I am neutral on that topic. That's probably a good thing. Reviewed on: 1st March 2024

Using my card has been very helpful in the past

Using my card has been very helpful in the past Reviewed on: 1st March 2024

Excellent company, service and rates.

Excellent company, service and rates. Automatically update rates without having to move to another account. Reviewed on: 1st March 2024

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