Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,256 reviews, last reviewed 7th May 2025
182% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app simple to use! love having pots, great rat... Great app simple to use, love having pots, great rates of interest Reviewed on: 29th April 2025
Jennifer Berry 's avatar
Jennifer Berry

Latest lowest rating:

1

I have had my ISA closed by Zopa without my permissi... I have had my ISA closed by Zopa without my permission, and incorrect information offered by their advisors about securing my previous year ISA funds,... Read more Reviewed on: 7th May 2025
C W's avatar
C W

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1256)

Great all rounder.

5
Easy to use the app, good rates, excellent help by telephone if needed. Reviewed on: 17th April 2025

Simple, straight forward, easy to use

5
Simple, straight forward, easy to use Reviewed on: 17th April 2025

Very Pleased

5
I opened a Zopa ISA in 2024 and I was so delighted by my experience that I have added the full ISA allowance for 2025 Reviewed on: 17th April 2025

Trouble free saving

5
Trouble free saving. Competitive interest rates. Easy web access Reviewed on: 17th April 2025

First choice for savings

5
The app is set up so well that everything is straightforward and intuitive. Makes all transactions quick and easy. The interest rates are excellent so Zopa is now my first choice for savings. Reviewed on: 17th April 2025

Easy to use, excellent app , great savings in Compar...

5
Easy to use, excellent app , great savings in Comparison to high street banks Reviewed on: 17th April 2025

Excellent customer service.

5
Excellent customer service. Very accessible app. Good rate of interest on the cash ISA. Excellent communication from Zopa. Reviewed on: 17th April 2025

A good account.

5
A good account. Easy to open and operate and a good rate of interest. Reviewed on: 17th April 2025

Competitive savings rates generally.

5
There appears to be no secure messaging in the app. This makes messaging messy. The products can be competitive but as with all interest rates they are dropping. The app could be more logical, especially as far as paying to external accounts is concerned. Overall, a good experience. Reviewed on: 17th April 2025

Easy to open an account, easy to navigate the site a...

5
Easy to open an account, easy to navigate the site and competitive interest rates. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products