Write a review

Go to business site

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1262 reviews)

View other Zopa products

4.95

Based on 1,262 reviews, last reviewed 15th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

Read all reviews Write a review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Cash ISA reviews (1262)

First choice for savings

The app is set up so well that everything is straightforward and intuitive. Makes all transactions quick and easy. The interest rates are excellent so Zopa is now my first choice for savings. Reviewed on: 17th April 2025

Easy to use, excellent app , great savings in Compar...

Easy to use, excellent app , great savings in Comparison to high street banks Reviewed on: 17th April 2025

Excellent customer service.

Excellent customer service. Very accessible app. Good rate of interest on the cash ISA. Excellent communication from Zopa. Reviewed on: 17th April 2025

A good account.

A good account. Easy to open and operate and a good rate of interest. Reviewed on: 17th April 2025

Competitive savings rates generally.

There appears to be no secure messaging in the app. This makes messaging messy. The products can be competitive but as with all interest rates they are dropping. The app could be more logical, especially as far as paying to external accounts is concerned. Overall, a good experience. Reviewed on: 17th April 2025

Easy to open an account, easy to navigate the site a...

Easy to open an account, easy to navigate the site and competitive interest rates. Reviewed on: 17th April 2025

Very efficient in online banking.

Very efficient in online banking. My experience with Zopa has been exceptional from start to finish.Would definitely recommend such a smooth transition and great saving rates. Reviewed on: 17th April 2025

Easy to us and clear concise statements

Easy to use and clear concise statements Reviewed on: 17th April 2025

Everything with Zopa is easy, I would recommend it,...

Everything with Zopa is easy, I would recommend it, customer service brilliant and the App is easy to use. Reviewed on: 17th April 2025

Easy to open, easy to access, great information on app.

Easy to open, easy to access, great information on app. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from Yorkshire Building Society 4.64 from 28 reviews
Notice Cash ISA
from Aldermore 5.00 from 1 reviews
Junior ISA
from J.P. Morgan Personal Investing (formerly Nutmeg) 4.83 from 20 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65249 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub