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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41947 reviews)

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4.93

Based on 41,947 reviews, last reviewed 20th Jan 2026

82250% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zoopa helped me build my credit by giving me sma... Zoopa helped me build my credit by giving me small balance a very good interest rate and rewarding me by increasing limit with sensible use I wo... Read more Reviewed on: 20th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41947)

Review of the Zopa, Credit card:

Excellent customer service, easy sign up and easy ap...

Excellent customer service, easy sign up and easy app usage Reviewed on: 11th January 2024

Thank you for taking a chance with me it’s much app...

Thank you for taking a chance with me it’s much appreciated and easy to contact if I have any difficulties Reviewed on: 16th January 2026

So simple no hassle very please with my Zopa card

So simple no hassle very please with my Zopa card Reviewed on: 16th January 2026

Helped my credit rating easy to apply online

Helped my credit rating easy to apply online Reviewed on: 16th January 2026

Seamless service and easy navigation on the app

Seamless service and easy navigation on the app Reviewed on: 16th January 2026

Always been there with good advice and help when re...

Always been there with good advice and help when required Reviewed on: 16th January 2026

Best in service.

Best in service.Payments will be done faster.Never got struck with any payments. Reviewed on: 16th January 2026

Great service fair and honest quality credit card su...

Great service fair and honest quality credit card supplier Reviewed on: 16th January 2026

Zopa ARE UTTERLY FABULOUS!

Zopa ARE UTTERLY FABULOUS! The right balance of supportive, fair, and absolutely operate treating their customers from all walks of life with the uppermost integrity. Reviewed on: 16th January 2026

No fuss no hassle . ,...

No fuss , stable easy to use app , tolerable rates , nothing to moan about at all Reviewed on: 16th January 2026

ZOPA - a great card to use!

Easy to use - T&Cs simple to understand and no hassle using the services and paying my charges (which aren't high!) Reviewed on: 16th January 2026

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