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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing service

Nothing has been a problem a simple easy to use service Reviewed on: 7th April 2021

Reliable

Trustworthy ,Reliable , easy to use, Reviewed on: 7th April 2021

User Friendly Bank

Easy application process, good communication and great app for managing account. Overall very happy with Zopa Reviewed on: 7th April 2021

Great card

Easy to manage, good rates,online app brilliant Reviewed on: 7th April 2021

Great company and service

Great simple effective proficient service provider Reviewed on: 7th April 2021

A new start

Zopa are great they don’t judge on your past Reviewed on: 7th April 2021

The Best

Happy with this card quick and easy to use Reviewed on: 7th April 2021

review

Zopa are a great company and would highly recommend them. Reviewed on: 7th April 2021

Give me a chance to build my credit best card out there

Give me a chance to build my credit with a good starting limit very best card company out there Gary Reviewed on: 7th April 2021

Excellent service

Customer service is excellent and the app is really easy to use Reviewed on: 7th April 2021

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