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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Awesome

Great team working with the clients to provide best service Reviewed on: 7th April 2021

Good

Good customer service and support Reviewed on: 7th April 2021

Good card

Never came across Zopa until recently. Very good provider Reviewed on: 7th April 2021

Excellent

Great app to keep on top of your account. Reviewed on: 7th April 2021

Great

So easy to use great experience will recommend Reviewed on: 7th April 2021

Great provider

The app is well designed and easy credit coaching facilities Reviewed on: 7th April 2021

Amazing service

Nothing has been a problem a simple easy to use service Reviewed on: 7th April 2021

Reliable

Trustworthy ,Reliable , easy to use, Reviewed on: 7th April 2021

User Friendly Bank

Easy application process, good communication and great app for managing account. Overall very happy with Zopa Reviewed on: 7th April 2021

Great card

Easy to manage, good rates,online app brilliant Reviewed on: 7th April 2021

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