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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good card provider easy application

Very easy to apply for and the card was sent out very quickly Reviewed on: 17th March 2021

The super star

its balance with good information about your credit score, gave you some ideas about your financialy its easy to pay and make new purchases Reviewed on: 17th March 2021

So good

Really great card, very good mobile app and excellent customer service and support Reviewed on: 17th March 2021

Easy to use and keeps you informed

Lets me know about each purchase enabling to monitor spend. Keeps you informed. Reviewed on: 17th March 2021

Quality service

No problems using card always keep me informed on any use great service Reviewed on: 17th March 2021

Zopa is great!

Excellent service and easy to use app. Would recommend to everyone Reviewed on: 17th March 2021

Highly recommend

Application easy and straight forward answer within minutes and so easy to keep track of spending and make payments to using the app. Reviewed on: 17th March 2021

Amazing

So easy to make payments, monthly payments are easy to afford, best credit card I have had. Reviewed on: 17th March 2021

Amazing serice

I have found the whole experience easy and understandable from beginning to end. I couldn't fault a thing with regards to my experience with ZOPA xxx Reviewed on: 17th March 2021

Very good

The app is good you can see you statements and how much you have spent and where without having to wait Reviewed on: 17th March 2021

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