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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Quick, easy, affordable

Just a simple but effective credit card. no hassle, no fuss, no worries. Reviewed on: 17th March 2021

The best

When nobody else gave me a chance Zopa did and it’s helping my credit score Reviewed on: 17th March 2021

Second to none service and provider

App is very user friendly, customer service is excellent and quick at responding, app settings and options are great, highly recommended Reviewed on: 17th March 2021

Very Pleased

Zopa gave me a credit card to rebuild my credit rating and have helped me all the way. Reviewed on: 17th March 2021

Zopa credit card

Great app, lots of help and communication. Reviewed on: 17th March 2021

Very good

Quick fast and reliable. There to help Reviewed on: 17th March 2021

Excellent Experience!!

Excellent experience. It won’t even take 2 days like other cards companies to update my balance. Thanks Zopa Reviewed on: 17th March 2021

Cracking card provided

I have a pretty poor credit history, but they took a chance on me and have been super helpful Reviewed on: 17th March 2021

Happy

Happy had no problems happy to continue with my credit card and easy to navigate app Reviewed on: 17th March 2021

Very good service

Have had a very comprehensive service Reviewed on: 17th March 2021

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