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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

My Zopa

At the moment I will say, that Zopa has helped me and the family in these hard times especially with us going through the pandemic. They are a company who tend to look after their customers and will likely introduce them to friends and family. Reviewed on: 17th March 2021

Easy to use

Very quick with customer service and easy to use also they have a pretty good app Reviewed on: 17th March 2021

Easy to use app

Trustworthy company, easy to use app, great customer service Reviewed on: 17th March 2021

Amazing customer service

Excellent all round customer service fantastic I would very highly recommend Reviewed on: 17th March 2021

Simple, quick and efficient

Really simple to apply, clear instructions on app Reviewed on: 17th March 2021

First credit card after financial disater!

Credit limits are set appropriately & im very happy with the app & the overall service Reviewed on: 17th March 2021

Awesome

Really good bank I couldn't get a card till zopa said yes and fast to get my card to me I will recommend to others Reviewed on: 17th March 2021

Helping mind

No creditors help for my current very poor credit score. But they did .. I appreciate for their open mind.. I will keep on track Reviewed on: 17th March 2021

Perfect credit card

A really, really good credit card with such an easy to use app that helps with your account. Quick and simple application would seriously recommend to everyone. Reviewed on: 17th March 2021

Helps you manage your credit

I get an alert when I have spent, a balance of my credit left, a reminder of my due payment and I always feel like a valued customer even with a small credit allowance. They listen. Reviewed on: 17th March 2021

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