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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic card

Great card simple to use and great reminders of payments Reviewed on: 7th April 2021

Bang on

Easy to use. Easy to understand. Reviewed on: 7th April 2021

Fast and very affordable loans at good rates

Helped me out when I really needed it to sort out some problems Reviewed on: 7th April 2021

I love my new card

It was so easy to set up on the app and its great for every day use Reviewed on: 7th April 2021

Good service easy to talk to staff

I would recommend Zopa 100percent to friends one has all ready been excepted and there card and using it staff very friendly and helpful alerts sent to you all the time Reviewed on: 7th April 2021

Excellent customer service

I have been trying to repair my credit history and Zopa has given me the opportunity to do this. Everything has been made very clear and I look forward to the future on going benefits and support Zopa has already given me.. Thank you Reviewed on: 7th April 2021

Brilliant company definitely received

Quick decision from knowledgeable staff. Excellent customer service thoroughly recommend Reviewed on: 7th April 2021

easy credit

easy to apply, fast card processing and delivery excellent service Reviewed on: 7th April 2021

Amazingly Simple Set Up

Greatly efficient service. No hidden terms and really easy set. Great work Reviewed on: 7th April 2021

Love the app!

Great easy to use app, love how it let's you know when you have spent and how much credit you have left. Reviewed on: 7th April 2021

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