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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Just a great credit card

Customer service has been fantastic had no problems at all Reviewed on: 7th April 2021

Great service all around

Just a great card, easy to use very helpful, always on time, just as great all around service. Reviewed on: 7th April 2021

easy to apply

fantastic customer service and very helpful the app is easy to use and really good you get notified when any transaction is made Reviewed on: 7th April 2021

Easy to keep track

Very good system that makes it easy to keep track of payments and control your account Reviewed on: 7th April 2021

Zopa credit card

Excellent service and no problems Reviewed on: 7th April 2021

No hassle

No hassle easy to use good communication. Reviewed on: 7th April 2021

Professional

Quick and easy to deal with. Always available for swift, professional help. Staff have a great attitude. Reviewed on: 7th April 2021

Will recommend

Zopa offers a good loan at gd rates Reviewed on: 7th April 2021

Excelent services

Easy to use,fantastic app, Good rates of payment Reviewed on: 7th April 2021

Great service

Easy application, swift to receive card and all ready to use. App great too as can check instantly on available credit payments etc Reviewed on: 7th April 2021

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