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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Awesome card

Best card I’ve had by far. User friendly app. Love it Reviewed on: 17th March 2021

easy going banking

very straight forward and no fuss. friendly online service as well. Reviewed on: 17th March 2021

Thanks for help

This company very very helped me , thanks Reviewed on: 17th March 2021

Great provider all around

Loving the card but whats more it's the app that comes with zopa. So easy to use and straight forward transparency on everything. Soon as you make payment it shows and you get notified. Cannot fault it. Reviewed on: 17th March 2021

First class

A first class service that is user friendly and puts customers first. Couldn’t ask for more as a customer and would recommend to family and friends. Reviewed on: 17th March 2021

Quick & easy to set up & use

The application process was really easy. I got the card quickly & I like the financial advice with the app itsrlf Reviewed on: 17th March 2021

Incredible

One of the easiest and customer friendly services i have used Reviewed on: 17th March 2021

Very happy

I could not get a credit card and then zopa come in to my life I love them yaaaaaaa Reviewed on: 17th March 2021

Cannot fault it

Great service very clear and user friendly Reviewed on: 17th March 2021

Fantastic

Easy to apply and easy to manage Reviewed on: 17th March 2021

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