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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Professional

Quick and easy to deal with. Always available for swift, professional help. Staff have a great attitude. Reviewed on: 7th April 2021

Will recommend

Zopa offers a good loan at gd rates Reviewed on: 7th April 2021

Excelent services

Easy to use,fantastic app, Good rates of payment Reviewed on: 7th April 2021

Great service

Easy application, swift to receive card and all ready to use. App great too as can check instantly on available credit payments etc Reviewed on: 7th April 2021

Fantastic card

Great card simple to use and great reminders of payments Reviewed on: 7th April 2021

Bang on

Easy to use. Easy to understand. Reviewed on: 7th April 2021

Fast and very affordable loans at good rates

Helped me out when I really needed it to sort out some problems Reviewed on: 7th April 2021

I love my new card

It was so easy to set up on the app and its great for every day use Reviewed on: 7th April 2021

Good service easy to talk to staff

I would recommend Zopa 100percent to friends one has all ready been excepted and there card and using it staff very friendly and helpful alerts sent to you all the time Reviewed on: 7th April 2021

Excellent customer service

I have been trying to repair my credit history and Zopa has given me the opportunity to do this. Everything has been made very clear and I look forward to the future on going benefits and support Zopa has already given me.. Thank you Reviewed on: 7th April 2021

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