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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Best Credit card ever!

Imagine a traditional credit card but provided by a fintech! Best experience yet! Reviewed on: 17th March 2021

Great card

Great company and the card is brilliant Reviewed on: 17th March 2021

Excellent card

Easy to use app, great customer service and useful info to manage your credit score Reviewed on: 17th March 2021

New customer

Good experience, very happy with the sevice and customer service Reviewed on: 17th March 2021

excellent

Iv enjoyed the service and would recommend to everyone Reviewed on: 17th March 2021

Great service great company

Flexible and accessible but secure for the client Reviewed on: 17th March 2021

A very good card

Great card and very good service Reviewed on: 17th March 2021

Good easy to use card and app friendly and helpfull

Never had a problem, good easy to use app friendly and helpfull Reviewed on: 17th March 2021

Impressive

Overall it is a very good bank and very understanding Reviewed on: 17th March 2021

Give its customers a fair chance

I applied for this credit card and I had an answer in a few minuets I only have a fair credit score and have been turned down by other companies so I am grateful for this chance to build my credit score. Thank you ZOPA Reviewed on: 17th March 2021

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