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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Easy app to use.

5
Great credit card in terms of flexibility to access your information. Reviewed on: 7th April 2021
valary's avatar
valary

Best card provider I've found so far

5
Zopa have been super easy to use. Everything from opening my account to managing all aspects has been excellent. Reviewed on: 7th April 2021
Dan Grindey's avatar
Dan Grindey

Excellent

5
Customer service excellent. Great App features. Ease of use is perfect. Reviewed on: 7th April 2021
Julie's avatar
Julie

Excellent

5
Friendly,,,,, excellent service Reviewed on: 7th April 2021
Anthony peel 's avatar
Anthony peel

Just a great credit card

4
Customer service has been fantastic had no problems at all Reviewed on: 7th April 2021
Chris Bellamy's avatar
Chris Bellamy

Great service all around

5
Just a great card, easy to use very helpful, always on time, just as great all around service. Reviewed on: 7th April 2021
David Hampshire's avatar
David Hampshire

easy to apply

5
fantastic customer service and very helpful the app is easy to use and really good you get notified when any transaction is made Reviewed on: 7th April 2021
Eva Williams's avatar
Eva Williams

Easy to keep track

5
Very good system that makes it easy to keep track of payments and control your account Reviewed on: 7th April 2021
Dwight Salmon-Bent's avatar
Dwight Salmon-Bent

Zopa credit card

5
Excellent service and no problems Reviewed on: 7th April 2021
Robert rawle 's avatar
Robert rawle

No hassle

5
No hassle easy to use good communication. Reviewed on: 7th April 2021
Michael hurley's avatar
Michael hurley

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