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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Very good

5
Excellent service and very helpful staff Reviewed on: 7th April 2021

Not to bad

3
They are a not to bad company, I have been with them for a few months now. I am disappointed that I was only given a £400 credit limit, when my main credit card provider has given me £1750.00 Reviewed on: 7th April 2021

Zopa zogood (so far so good)

5
Instant account info always at fingertips No need to rummage thru app to find balance Reviewed on: 7th April 2021

Great company

5
So happy with Zopa there great!!! Great Reviewed on: 7th April 2021

Good service

4
Well run company and excellent service without any complications. Reviewed on: 7th April 2021

App

5
App is very good an easy to uses overall great Reviewed on: 7th April 2021

Easy app to use.

5
Great credit card in terms of flexibility to access your information. Reviewed on: 7th April 2021

Best card provider I've found so far

5
Zopa have been super easy to use. Everything from opening my account to managing all aspects has been excellent. Reviewed on: 7th April 2021

Excellent

5
Customer service excellent. Great App features. Ease of use is perfect. Reviewed on: 7th April 2021

Excellent

5
Friendly,,,,, excellent service Reviewed on: 7th April 2021

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