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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Customer service A*

Helpful, understandable , customer service excellent Reviewed on: 7th April 2021

Steady Eddie

There for an emergency ready to increase my limit Reviewed on: 7th April 2021

Brilliant

This is the best bank in m eyes. Reviewed on: 7th April 2021

Great service

Zopa gave me a credit card just when I needed it and has helped through the ongoing pandemic and its helped with food and hygiene products for my family. Great service Reviewed on: 7th April 2021

Very easy to use

I love using this as they remove the stress and make it very easy to use and understand Reviewed on: 7th April 2021

Great

Really great experience. Have no complaints. Reviewed on: 7th April 2021

Great card

Great service. Quick easy to set up. Good app for keeping track of spending too. Reviewed on: 7th April 2021

Super zopa

A fantastic card company. I use my card regularly and straight away I'm notified of what I have spent and my remaining balance. Customer care is there number 1 priority. Well happy. Would recommend to anyone. Reviewed on: 7th April 2021

Superb company

Had zero issues gr8 company who I would recommend to anyone Reviewed on: 7th April 2021

Great customer service and easy to use app

The application was straight forward, easy and clear to understand. Really good app, lets you know your spending and credit score. Reviewed on: 7th April 2021

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