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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Fantastic

I would highly recommend Zopa, to my friends and family!i Reviewed on: 17th March 2021

Great card

Great card, plain and simple app! I like the way you can make extra payments which you can see reduce your balance immediately. Other cards take 2-3 days! Reviewed on: 17th March 2021

My feelings

It has been a while that I’ve been using zopa credit card; I’m literally satisfied with it. For sure I wouldn’t hesitate to recommend it to my closest relationships. Reviewed on: 17th March 2021

Great ! Super customer service!

Very good service. Had contacted them twice and very satisfied! Would recommend to everyone! Reviewed on: 17th March 2021

Paperless

The APP does it all with chat support Reviewed on: 17th March 2021

Simple and easy

A no hassle, simple set up, brilliant. Reviewed on: 17th March 2021

Zopa for top bank award

Zopa is a cracking bank very flexible easy understandable useable app very informative Reviewed on: 17th March 2021

A bank who cares

Not much to say except thank you everything was very clear and paying off the card is so easy and the other products they offer are very helpful Reviewed on: 17th March 2021

Briliant service

So easy to use lets u know each transaction. Easy payments Reviewed on: 17th March 2021

Excellent App

The card comes with a real time app which lets you know exactly how much you have spent and have available Reviewed on: 17th March 2021

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