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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

New product for a new credit future

Since having my card it has allowed myself to have some more freedom but still within my affordability. Responsible lending that actually looks at the person and not just a score . Reviewed on: 7th April 2021

Best people great service

Best people great service and great interest rate Reviewed on: 7th April 2021

Great card and app

Easy to use app enables me to pay my bills on time and shows exactly where i am with the account. Very happy !! Reviewed on: 7th April 2021

Zopa credit card

Excellent product and service and very useful product and useful tools on the app . Very helpful chat system to sort out any problems , easy to use. Reviewed on: 7th April 2021

Customer service A*

Helpful, understandable , customer service excellent Reviewed on: 7th April 2021

Steady Eddie

There for an emergency ready to increase my limit Reviewed on: 7th April 2021

Brilliant

This is the best bank in m eyes. Reviewed on: 7th April 2021

Great service

Zopa gave me a credit card just when I needed it and has helped through the ongoing pandemic and its helped with food and hygiene products for my family. Great service Reviewed on: 7th April 2021

Very easy to use

I love using this as they remove the stress and make it very easy to use and understand Reviewed on: 7th April 2021

Great

Really great experience. Have no complaints. Reviewed on: 7th April 2021

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