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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

I love the card and service that zopa gives me with updates on balance and offers. Reviewed on: 7th April 2021

Zopa dopa doo

Great and easy to use with regular updates on your power Reviewed on: 7th April 2021

Friendly and fast

I applied for a credit card with Zopa and was approved quickly, I have found them to be very helpful when contacted and the website is easy to navigate and use. Reviewed on: 7th April 2021

Customer Service @Zopa

The best Credit Card to rebuild credit rating and customer service at it's best,always putting the Customer First. Reviewed on: 7th April 2021

Good

Very nice, very good , very fun,very good Reviewed on: 7th April 2021

Easy to use

Easy to understand, find it user friendly. Reviewed on: 7th April 2021

New product for a new credit future

Since having my card it has allowed myself to have some more freedom but still within my affordability. Responsible lending that actually looks at the person and not just a score . Reviewed on: 7th April 2021

Best people great service

Best people great service and great interest rate Reviewed on: 7th April 2021

Great card and app

Easy to use app enables me to pay my bills on time and shows exactly where i am with the account. Very happy !! Reviewed on: 7th April 2021

Zopa credit card

Excellent product and service and very useful product and useful tools on the app . Very helpful chat system to sort out any problems , easy to use. Reviewed on: 7th April 2021

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