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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use app.

The app is very user friendly. No problems with the card at all. Reviewed on: 7th April 2021

Communication

I get a report of every transaction i make within minutes, so i know exactly what ive spent and where. Great Reviewed on: 7th April 2021

Great card

Easy to use and great service Make life easier Reviewed on: 7th April 2021

All round, fantastic

Easy processes and clear, understanding information. Reviewed on: 7th April 2021

Hassle Free

I was given a chance to work on my credit rating and Zopa was the one that allowed me to do so. Highly recommended Reviewed on: 7th April 2021

Nice and easy no hassle card

Was looking for a no hassle card and found it here with no hassle Reviewed on: 7th April 2021

It is a credit card.

It works like a credit card. And doesn’t cost anything if you pay it off each month! Reviewed on: 7th April 2021

Easy to use safe card

Excellent service and secire as all purchases are sent to you for confirmation. Excellent terms and very understanding. The app is easy to ise aswell recommended Reviewed on: 7th April 2021

Good

I like this card as it’s good money management Reviewed on: 7th April 2021

great company

great all round service customer service second to none Reviewed on: 7th April 2021

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