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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,949 reviews, last reviewed 20th Jan 2026
82350% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The rates are very competitive, the app is very easy... The rates are very competitive, the app is very easy to use and self explanatory Reviewed on: 20th January 2026
John g's avatar
John g

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41949)

Great experience from an intuitive provider

5
Intuitive Easy to use Excellent service Reviewed on: 15th February 2021
ALI's avatar
ALI

Zopa Credit card

5
Easy to apply card came quickly and the only time I've used their customer services they were fast and friendly and sorted the issue out I was having with minimal fuss couldn't ask for more Reviewed on: 15th February 2021
James 's avatar
James

Excellent

5
Excellent easy to use service efficiency user friendly Reviewed on: 15th February 2021
jaysonlubagalaxy@googlemail.com's avatar
[email protected]

Excellent

5
Quick efficient no false promises good rate Reviewed on: 15th February 2021
Shieldsy's avatar
Shieldsy

Excellent service

5
No nonsense straight talking easy to deal with Everything explained in an easy to understand Good set up app as well Reviewed on: 15th February 2021
zane21.59@btinternet.com's avatar
[email protected]

Great credit card

5
I'm so glad I have this card. It's amazing Reviewed on: 15th February 2021
Krassimira's avatar
Krassimira

Brilliant

5
Brilliant company excellent service and very easy to use the app Reviewed on: 15th February 2021
Mousey7's avatar
Mousey7

Flawless

5
From start to finish Zopa has been brilliant, the application to having the Account is so seamless. Top work guys Reviewed on: 15th February 2021
jaywalsh1985's avatar
jaywalsh1985

Simple

5
A really great simple informative process with some great features in the app Reviewed on: 15th February 2021
gregs8878@gmail.com's avatar
[email protected]

Easy to use

5
Just a great card, great service - genuinely makes me think normal traditional ways of banking are coming to an end. Reviewed on: 15th February 2021
waltham@hotmail.com's avatar
[email protected]

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