Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great service

Easy and straightforward, good app with emergency features Reviewed on: 17th March 2021

Great

Can’t complain, excellent service and easy to use app Reviewed on: 17th March 2021

Brilliant card

Just love the way I can use this card Reviewed on: 17th March 2021

Easy to Use

Easy to apply for, easy to use. Great site to monitor card usage and statements...... Reviewed on: 17th March 2021

Trudy

I love my Zopa card and would highly recommend Reviewed on: 17th March 2021

Simple and easy to use

Using to make my credit score higher app simple and easy Reviewed on: 17th March 2021

Zopa credit card

So easy to use instant updates on your spending keeps you updated Reviewed on: 17th March 2021

Zopa is easy to use, easy to repay, brilliant service

I find Zopa easy to use, easy to repay, no fuss, great customer service . Thank you, Zopa! Reviewed on: 17th March 2021

Fantastic service provided.

Zopa has really helped with flexible borrowing and it's so affordable with a decent interest rate. I got accepted straight away and gave me a really good credit limit. Highly recommend to anyone who is looking to build credit rating as it will help alot for future borrowing ect. Fantastic service provided by the company. Overall Very happy Reviewed on: 17th March 2021

Effortless

Fantastic service and when you make a payment it comes straight of the balance. Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews
Credit card
from ASDA Money 2.55 from 103 reviews
Purchase credit cards
from MBNA 2.82 from 196 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub