Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

It is a credit card.

5
It works like a credit card. And doesn’t cost anything if you pay it off each month! Reviewed on: 7th April 2021
Daniel Mobbs's avatar
Daniel Mobbs

Easy to use safe card

5
Excellent service and secire as all purchases are sent to you for confirmation. Excellent terms and very understanding. The app is easy to ise aswell recommended Reviewed on: 7th April 2021
Nicky lunn's avatar
Nicky lunn

Good

5
I like this card as it’s good money management Reviewed on: 7th April 2021
luv_13@hotmail.co.uk's avatar
[email protected]

great company

5
great all round service customer service second to none Reviewed on: 7th April 2021
gary payne's avatar
gary payne

Excellent

5
I love the card and service that zopa gives me with updates on balance and offers. Reviewed on: 7th April 2021
Anthony Bird's avatar
Anthony Bird

Zopa dopa doo

5
Great and easy to use with regular updates on your power Reviewed on: 7th April 2021
Martin levand's avatar
Martin levand

Friendly and fast

5
I applied for a credit card with Zopa and was approved quickly, I have found them to be very helpful when contacted and the website is easy to navigate and use. Reviewed on: 7th April 2021
Stuart Odonoghue's avatar
Stuart Odonoghue

Customer Service @Zopa

5
The best Credit Card to rebuild credit rating and customer service at it's best,always putting the Customer First. Reviewed on: 7th April 2021
Andrew R Meager's avatar
Andrew R Meager

Good

5
Very nice, very good , very fun,very good Reviewed on: 7th April 2021
valy_ams@yahoo.com's avatar
[email protected]

Easy to use

4
Easy to understand, find it user friendly. Reviewed on: 7th April 2021
Dee's avatar
Dee

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill