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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Customer Services always helpful

Brilliant App helps you keep track backed by really good happy to help customer services Thank you Reviewed on: 17th March 2021

Excellent

Excellent love how you can see what and when you spend Reviewed on: 17th March 2021

Amazing

Amazing company amazing service Reviewed on: 17th March 2021

One of best card

Excellent bank Very good service Excellent app Reviewed on: 17th March 2021

Brilliant service

Excellent service, the app is easy to use Reviewed on: 17th March 2021

Quick to set up

Quick and easy to set up my account, activate card and start using. I like that all the features are really accessible from my app, and credits and debits are immediate. Reviewed on: 17th March 2021

Very happy

Never had a bad thing to say about Zopa Reviewed on: 17th March 2021

First class bank

I have been with this bank for a while and they have been first class in everything I have asked of them Reviewed on: 17th March 2021

Good customer service

I have never had a problem with Zopa customer service advisers always polite and friendly and understands what the customer wants from them as a company Reviewed on: 17th March 2021

Excellent Credit Card

Helpful and very understand help you with the smallest enquiry no rush in helping you no matter the time it takes to get your problem resolved Reviewed on: 17th March 2021

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