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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great card

5
Simple set up, and great user friendly app!! Reviewed on: 7th April 2021
davidlin59@hotmail.com's avatar
[email protected]

Easy to use credit.

5
A great app with flexible credit at your fingertips. Reviewed on: 7th April 2021
David Acheson's avatar
David Acheson

Fair apr

5
I found the app very easy to use. Does what it says on the tin Reviewed on: 7th April 2021
Gary Vickery 's avatar
Gary Vickery

Great service

5
Always eager to help when you have a problem Reviewed on: 7th April 2021
Ronald Walker 's avatar
Ronald Walker

Easy to use app.

5
The app is very user friendly. No problems with the card at all. Reviewed on: 7th April 2021
Rach's avatar
Rach

Communication

5
I get a report of every transaction i make within minutes, so i know exactly what ive spent and where. Great Reviewed on: 7th April 2021
David's avatar
David

Great card

5
Easy to use and great service Make life easier Reviewed on: 7th April 2021
Fabricio Rocha's avatar
Fabricio Rocha

All round, fantastic

5
Easy processes and clear, understanding information. Reviewed on: 7th April 2021
BD's avatar
BD

Hassle Free

5
I was given a chance to work on my credit rating and Zopa was the one that allowed me to do so. Highly recommended Reviewed on: 7th April 2021
Zopa Pete 's avatar
Zopa Pete

Nice and easy no hassle card

5
Was looking for a no hassle card and found it here with no hassle Reviewed on: 7th April 2021
jim_mcdonald122@icloud.com's avatar
[email protected]

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