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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,949 reviews, last reviewed 20th Jan 2026
82350% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The rates are very competitive, the app is very easy... The rates are very competitive, the app is very easy to use and self explanatory Reviewed on: 20th January 2026
John g's avatar
John g

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41949)

excellent

5
great app great service all very easy to use excellent customer service Reviewed on: 15th February 2021
wayne edgar's avatar
wayne edgar

Great!

5
Great service, great care and a responsible approach to banking. Thank you Reviewed on: 15th February 2021
Dom's avatar
Dom

Professional, easy access via app

5
Really impressed with how easy it is to keep an eye on what I am spending via the app. This helps me to manage my finances and ensures it helps improve my credit rating. Reviewed on: 15th February 2021
John Roberts's avatar
John Roberts

Best Credit Card Ever

5
Everything so easy- application, change of payment date, app, payments. Reviewed on: 15th February 2021
Credit Card User's avatar
Credit Card User

Excellent service

5
Zopa are fantastic excellent customer service there app is easy to use there's not much else I can say apart from there number 1 in my eyes keep up the great service thanks. Reviewed on: 15th February 2021
Jon's avatar
Jon

Offer increase limit

5
Very good customer service nice and polite way to talk Reviewed on: 15th February 2021
Rizwan 's avatar
Rizwan

Easy to use

5
I have found Zopa very easy and smart credit card, it also tells you about the credit strength too which is brilliant. Reviewed on: 15th February 2021
Hussain's avatar
Hussain

Easy

5
Quick easy and efficient. What is not to love? Reviewed on: 15th February 2021
Michael Parnell 's avatar
Michael Parnell

Easy application process, site easy to manoeuvre around.

5
Great experience Definitely easy to use. Reviewed on: 15th February 2021
PareeceOxford's avatar
PareeceOxford

Easy to use

4
Great app allows you to communicate with agents quickly and effectively, so convenient! Reviewed on: 15th February 2021
Anj29's avatar
Anj29

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