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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Straightforward App clear and easy

5
The app is great, you get text after each transaction, kept in touch - fantastic team at ZOPA Reviewed on: 7th April 2021
Tina Williams's avatar
Tina Williams

Rubbish company

1
Didn't have clue what they. Was doing Reviewed on: 7th April 2021
Shaun Turner's avatar
Shaun Turner

Fantastic credit card

5
Easy to use. App is great and there live chat is very helpful and staff are really friendly Reviewed on: 7th April 2021
Leanne 's avatar
Leanne

Does exactly what it says

5
Happy with the service, easy to use Reviewed on: 7th April 2021
Jamie's avatar
Jamie

They have been great at sending my card and pin and updated emails

4
I havnt had mine long but been great so far easy to apply quick send out of card and pin Reviewed on: 7th April 2021
Jbell's avatar
Jbell

Worse company I ever dealt wirh

1
Very rude unhelpful sent throw multiple people. For one thing nothing ever resolved until complaints took over only complaints was best Reviewed on: 7th April 2021
Shaun Turner's avatar
Shaun Turner

My best pal zopa

5
My zopa card in my wallet is my best friend always there when I need him best card I have ever had so if your looking for a great credit card from a responsible lender look no further than zopa Reviewed on: 7th April 2021
David Miles's avatar
David Miles

Excellent

5
This bank has been briallant and allways there to help thanks zopa Reviewed on: 7th April 2021
Carle's avatar
Carle

Credit card

4
Easy & sinple to use credit card Reviewed on: 7th April 2021
Ian Grimshaw's avatar
Ian Grimshaw

Excellent

5
Easy to use and app is excellent would recommend Reviewed on: 7th April 2021
Carl 's avatar
Carl

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