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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simplicity

Just so handy for those times when something comes up and it's not payday. Reviewed on: 7th April 2021

Great Card and good service

Really simple process to open an account, decent credit limit to start with, amazing service thank you Zopa. Reviewed on: 7th April 2021

The best

Easy to use in shopping and AAP. Easy to pay Reviewed on: 7th April 2021

100% happy

Zopa gave me the credit card when I needed it & I have had no problems with them,the app is 100% understandable I cannot fault them Reviewed on: 7th April 2021

Straightforward App clear and easy

The app is great, you get text after each transaction, kept in touch - fantastic team at ZOPA Reviewed on: 7th April 2021

Rubbish company

Didn't have clue what they. Was doing Reviewed on: 7th April 2021

Fantastic credit card

Easy to use. App is great and there live chat is very helpful and staff are really friendly Reviewed on: 7th April 2021

Does exactly what it says

Happy with the service, easy to use Reviewed on: 7th April 2021

They have been great at sending my card and pin and updated emails

I havnt had mine long but been great so far easy to apply quick send out of card and pin Reviewed on: 7th April 2021

Worse company I ever dealt wirh

Very rude unhelpful sent throw multiple people. For one thing nothing ever resolved until complaints took over only complaints was best Reviewed on: 7th April 2021

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