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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best credit card

I use my credit card to make purchases online or in stores and pay bills. Reviewed on: 7th April 2021

I highly recommend

I am very happy with the ZOPA credit card Reviewed on: 7th April 2021

Absolutely brilliant

So easy to use best card ever would recommend to anyone starting on the credit ladder Reviewed on: 7th April 2021

Easy and friendly

Nice and friendly customer service, I get credit card after few days, easy access for app, . Reviewed on: 7th April 2021

So simple and easy to use

Very quick and easy to apply and very easy to set up payments,would be 5 stars but for the credit limit ,but you have to start somewhere Reviewed on: 7th April 2021

Awesome

Brilliant card ever and very helpful Reviewed on: 7th April 2021

Simplicity

Just so handy for those times when something comes up and it's not payday. Reviewed on: 7th April 2021

Great Card and good service

Really simple process to open an account, decent credit limit to start with, amazing service thank you Zopa. Reviewed on: 7th April 2021

The best

Easy to use in shopping and AAP. Easy to pay Reviewed on: 7th April 2021

100% happy

Zopa gave me the credit card when I needed it & I have had no problems with them,the app is 100% understandable I cannot fault them Reviewed on: 7th April 2021

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