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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Love Zopa

5
Love the idea of a community bank Reviewed on: 17th March 2021
Jacq1's avatar
Jacq1

So glad I got a Zopa card

5
Fab no hassle credit, easy application, great app to keep track of what you spend, and so easy to make your payment each month Reviewed on: 17th March 2021
Laura Clare's avatar
Laura Clare

Excellent

5
Great customer service and reasonable rates. Reviewed on: 17th March 2021
neilgoodwin2015@gmail.com's avatar
[email protected]

Quick and simple to use

5
Great application. Great app, simple and effective service. Excellent. Reviewed on: 17th March 2021
Lee Donald's avatar
Lee Donald

Good card

5
It let's u no how much u have spent and who Reviewed on: 17th March 2021
Adam's 's avatar
Adam's

Excellent

5
Very good always friendly and helpful easy to use and understand Reviewed on: 17th March 2021
Bob Daly's avatar
Bob Daly

Outstanding

5
Very easy and helpful to use would recomend Reviewed on: 17th March 2021
Tracey's avatar
Tracey

Fantastic app

5
Fantastic app that explains things in basic form brilliant. Much better than other credit card apps Reviewed on: 17th March 2021
Zita Fisher's avatar
Zita Fisher

Simple

5
Simple to use, hassle free and stress free Reviewed on: 17th March 2021
Sam DK's avatar
Sam DK

Friend in need

4
Timely help . ..swift and easy user friendly process. Straight forward customer service experience and easy online up to date account view Reviewed on: 17th March 2021
umashankar.ambi@gmail.com's avatar
[email protected]

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