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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very happy

I’ve only good things to say. Very quick decisions, good customer service and a very easy to use app Reviewed on: 7th April 2021

Easy to use

Easy to use, payments go on straight away. Reviewed on: 7th April 2021

Best new credit card

Brilliant customer service. Easy to use app. Good interest rate. Simp Reviewed on: 7th April 2021

Great

So easy to use and just the right amount of credit. Would recommend to anyone Reviewed on: 7th April 2021

Best credit card

I use my credit card to make purchases online or in stores and pay bills. Reviewed on: 7th April 2021

I highly recommend

I am very happy with the ZOPA credit card Reviewed on: 7th April 2021

Absolutely brilliant

So easy to use best card ever would recommend to anyone starting on the credit ladder Reviewed on: 7th April 2021

Easy and friendly

Nice and friendly customer service, I get credit card after few days, easy access for app, . Reviewed on: 7th April 2021

So simple and easy to use

Very quick and easy to apply and very easy to set up payments,would be 5 stars but for the credit limit ,but you have to start somewhere Reviewed on: 7th April 2021

Awesome

Brilliant card ever and very helpful Reviewed on: 7th April 2021

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