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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Highly recommend

Easy to apply, and use and great for building credit rating with app to monitor spending and making payment. Reviewed on: 7th April 2021

Excellent

Quick and easy when applied, simple app and easy to understand Reviewed on: 7th April 2021

Easy, accessible & cuuent

Super easy to set up & navigate, great security measures in place Reviewed on: 7th April 2021

Easy enough

Very good straight forward. Flexible. Convenient and hassle free Reviewed on: 7th April 2021

Just simple

Easy to apply, easy to set up, can keep track 24:7, couldn’t be any easier Reviewed on: 7th April 2021

Soo simple!

Excellent customer service and the app is really simple to use! Reviewed on: 7th April 2021

Top card

Easy and straight forward to use Reviewed on: 7th April 2021

Great credit card experience

The reason I love this card it's great for credit building, remains affordable and everything is laid out so nothing is hidden. App is great also Reviewed on: 7th April 2021

Good customer service

Good customer service best card iv had in my pocket I can actually speak to someone on my phone Reviewed on: 7th April 2021

Good credit card

Good customer service and excellent service Reviewed on: 7th April 2021

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