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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Top card

Easy and straight forward to use Reviewed on: 7th April 2021

Great credit card experience

The reason I love this card it's great for credit building, remains affordable and everything is laid out so nothing is hidden. App is great also Reviewed on: 7th April 2021

Good customer service

Good customer service best card iv had in my pocket I can actually speak to someone on my phone Reviewed on: 7th April 2021

Good credit card

Good customer service and excellent service Reviewed on: 7th April 2021

Zopa credit card

Easy to use keeps you up to date on your spending great card and company. Reviewed on: 7th April 2021

Brilliant so easy to use

Absolutely fantastic card provider would charge for nothing Reviewed on: 7th April 2021

Best new comer

Easy app and easy to keep track of Reviewed on: 7th April 2021

Zopa is tops

The app is easy to use and navigate, stress free credit with very helpful staff Reviewed on: 7th April 2021

At ease

Easy to control at ease to use easy for anyone Reviewed on: 7th April 2021

Quick easy service to get

When I need help Zopa was there and led me through a difficult time with ease Reviewed on: 7th April 2021

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