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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Excellent

5
Would highly recommend Zopa excellent service and product very easy to use App. Reviewed on: 7th April 2021
Cookie101326 's avatar
Cookie101326

Very happy with this service

5
Good service good quality and good service Reviewed on: 7th April 2021
Audrey Wotton's avatar
Audrey Wotton

My Zopa Experience

5
Applying for a Zopa credit card was a very straightforward process with an almost instant decision. The whole process was seemingly intuitive with a satisfactory response from Zopa at each stage. I was navigated to how to download the Zopa app and informed when my card would arrive, shortly followed by my pin. The app has since been my primary means of communication with Zopa providing me with instant information regarding purchase, payments and charges. These combined are some of the reasons why I would like to recommend Zopa. Reviewed on: 7th April 2021
Ian Davies's avatar
Ian Davies

Brilliant

5
Great experience with this credit card provider. Helping me to rebuild my credit. Customer service is excellent as well Reviewed on: 7th April 2021
Toby's avatar
Toby

Highly recommend

5
Easy to apply, and use and great for building credit rating with app to monitor spending and making payment. Reviewed on: 7th April 2021
Diane Wootten's avatar
Diane Wootten

Excellent

5
Quick and easy when applied, simple app and easy to understand Reviewed on: 7th April 2021
david.illingworth100@icloud.com's avatar
[email protected]

Easy, accessible & cuuent

5
Super easy to set up & navigate, great security measures in place Reviewed on: 7th April 2021
Ms Happy's avatar
Ms Happy

Easy enough

4
Very good straight forward. Flexible. Convenient and hassle free Reviewed on: 7th April 2021
Eve Ireton 's avatar
Eve Ireton

Just simple

5
Easy to apply, easy to set up, can keep track 24:7, couldn’t be any easier Reviewed on: 7th April 2021
Julie's avatar
Julie

Soo simple!

5
Excellent customer service and the app is really simple to use! Reviewed on: 7th April 2021
Anonymous's avatar
Anonymous

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