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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy and convenient

Simple ,no fuss and easy to understand my balance Reviewed on: 17th March 2021

Just brilliant

Everything I need and more There when I need it Reviewed on: 17th March 2021

Easy use

Very good card payment easy bay card Reviewed on: 17th March 2021

I love my zopa credit card

Its nice and easy to manage and also it was very easy to active my card and my statements is very clear and simple Reviewed on: 17th March 2021

Brilliant

Best bank great service and customer focused Reviewed on: 17th March 2021

The best credit card ever

They are the best credit card ever !! They give you alot of chance to be happy ❤️ Reviewed on: 17th March 2021

Zopa has been amazing!

With ZOPA I was able to get my first credit card. And it has been simply amazing. The app is easy to go through, you can set up automatic payments or make a payment yourself. It's great bank for someone with not much credit history like me, only being in the UK for little over 2 years! Keep going! Reviewed on: 17th March 2021

A great card for starting out .

Highly recommended for giving people a new start . Reviewed on: 17th March 2021

Great bank and awesome app

Smooth service and the app is really easy and efficient Reviewed on: 17th March 2021

Manager

It is very good bank and easy to join Reviewed on: 17th March 2021

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