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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent card

Helps to control spending and improve credit rating Reviewed on: 7th April 2021

Top banana

Straight forward notification when you spend tells what you have left simples Reviewed on: 7th April 2021

Easy and transparent

Easy to use app. Transactions are clear. Everything is transparent Reviewed on: 7th April 2021

Best Card

Always there for you in times of need Reviewed on: 7th April 2021

Excellent service, easy access and informative.

I found The whole experience I’m real pleasure from very first applying to actually using the card. Excellent service with easy access online and no hidden charges. Reviewed on: 7th April 2021

New and Different

The zopa is a diffrent way of using a credit card it keeps you informed at every point it is used It is easy straight forward and all at your finger tips . I definitely recommend the card to friends and family Reviewed on: 7th April 2021

The bank to use.

Has always been easy to use and never had a problem with using online. Reviewed on: 7th April 2021

Gave me a chance when no other credit card company would.Thank you.

I got in touch with them.Told them my details and card arrived within 10 days. Reviewed on: 7th April 2021

Excellent helpful

Fantastic really helpful definitely recommend them Reviewed on: 7th April 2021

What can I say

Zopa gave me the chance to rebuild my credit when no one else would. Perfect for someone trying to repair their credit a* Reviewed on: 7th April 2021

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