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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41956 reviews)

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4.93

Based on 41,956 reviews, last reviewed 22nd Jan 2026

82700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’m with Zopa over a year and I’m happy with their c... I’m with Zopa over a year and I’m happy with their charges and Service.Very Reliable Credit card. Reviewed on: 22nd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41956)

Great product

Great product easy to use and best advice. Love the way to use app and up to the second payment notifications. Reviewed on: 15th February 2021

Great and flexible

Great and flexible, have been very useful and understanding in difficult times Reviewed on: 15th February 2021

Great banking

I really cannot rate Zopa highly enough. They provide a really outstanding fast and efficient service for their customers and I have recommended them to all of my family friends and work colleagues. Very well done Reviewed on: 15th February 2021

From first point of contact and throughout, it's been a pleasure to have this card andvthe fantastic customer service they bring. Highly recommended to everybody and the app is simple too. Epitome of how to do it right.

Excellent customer service, easy app to use and superb communication from e-mails and on the app. Superb Reviewed on: 15th February 2021

Zopa Feedback

Zopa are a fantastic organisation with a perfect app service and hassle free interaction Reviewed on: 15th February 2021

Excellent so easy to set up

Very quick acceptance, all done via app very easy Reviewed on: 15th February 2021

Brilliant

From the sign up to using my card top top service. Reviewed on: 15th February 2021

Excellent

I appilied for zopa card with bad cradit rating still tey gave me good cradit limmit on good rates. Reviewed on: 15th February 2021

Great bank

Easy to apply. Helpful staff Good communication Reviewed on: 15th February 2021

Best credit card ever

What I really like about zopa is when you to your account it goes straight on no waiting for two day Reviewed on: 15th February 2021

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