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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Very fast

5
After application the card came in 5 days (VERY FAST) Reviewed on: 17th March 2021
Florentin's avatar
Florentin

Great service and easy to use app

5
So easy to use the app, and also a quick response when you need to contact customer service support. Outstanding service Reviewed on: 17th March 2021
Simon Ogden 's avatar
Simon Ogden

Great, simple and easy!!!

5
Great company, fully inform you at all times. Helps that everything from setting up your card to activating it and using it day to day is straightforward. Emails keeps you informed around spending and the app is very user friendly and easy to use. Over 5 stars!!! Reviewed on: 17th March 2021
Dsmith's avatar
Dsmith

Amazing and brilliant

5
Always there to help great customer service, amazing app and a brilliant structure. Reviewed on: 17th March 2021
Alex K's avatar
Alex K

Amazing

5
Great service and really helpful staff Reviewed on: 17th March 2021
Chris Lane's avatar
Chris Lane

Good bank

5
Nothing to complain, good bank provider. Nice, easy features. Bug free app. Reviewed on: 17th March 2021
Karo Lina's avatar
Karo Lina

Good bank

5
Card easy to use statements easy to under stand all around good experience Reviewed on: 17th March 2021
Sandy Boyd's avatar
Sandy Boyd

Very good Service

5
Very happy with the service provided. Easy to set up and use the app Reviewed on: 17th March 2021
Dav501 's avatar
Dav501

Tip Top Card

5
Really good card for me easy to use and the app is totally idiot proof and when you pay through your app it shows straight away rather them after a few day's like other card accounts. All in all a fantastic card and app definitely recommended it to others. Reviewed on: 17th March 2021
Bruce Parker 's avatar
Bruce Parker

Good

5
This is the best Best bank i had Never seen. Great! Reviewed on: 17th March 2021
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