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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Handy to built credit history up

New to zopa card very handy to rebuild credit score Reviewed on: 7th April 2021

New, Refreshing and very professional

Its refreshing to see a Provider that updates your payments immediately and is very transparent with everything. I have been using Credit cards for years, and this company tops the lot! Reviewed on: 7th April 2021

very good

very good service and staff very helpfull Reviewed on: 7th April 2021

Excellent

Excellent customer service easy to manage interest lower than other cards really happy with the service Reviewed on: 7th April 2021

Service

Excellent service by call handlers an quick to deal with any problems Reviewed on: 7th April 2021

Mr Careful

Very useful card when traveling aboard, saving on currencies exchange costs etc. Easy to use App to monitor spending and management of account. Reviewed on: 7th April 2021

Excellent card

Helps to control spending and improve credit rating Reviewed on: 7th April 2021

Top banana

Straight forward notification when you spend tells what you have left simples Reviewed on: 7th April 2021

Easy and transparent

Easy to use app. Transactions are clear. Everything is transparent Reviewed on: 7th April 2021

Best Card

Always there for you in times of need Reviewed on: 7th April 2021

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