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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Amazing

5
Excellent accepted straight away ,easy card 2 manage Reviewed on: 17th March 2021
Karen lox's avatar
Karen lox

"CARD BLANCHE" BRILLIANT

5
Great card, easy to use securely, great response on line for all requirements...brilliant Reviewed on: 17th March 2021
Steve Folds's avatar
Steve Folds

Great personable experience!

5
Easy to apply, easy to call and sort out issues, easy to use! Reviewed on: 17th March 2021
Zoe's avatar
Zoe

A great credit card.

5
Zopa are a grate company to deal with they keep you fully up to date with your spending and remaining balance. Reviewed on: 17th March 2021
Cyril Pendlebury's avatar
Cyril Pendlebury

Excellent

5
When i started to use this Zopa is very convenient for me. I will recommend to my relatives and friends etc Reviewed on: 17th March 2021
Santosh Lamchanne Gurung's avatar
Santosh Lamchanne Gurung

Down to Earth

5
These guys at Zopa are fantastic! Always readily available to help and make using my credit card from the moment I recieved it a doddle! Well Done! Reviewed on: 17th March 2021
John's avatar
John

Quality card

5
Definitely would recommend this card to anyone Reviewed on: 17th March 2021
Lisa Marie Child's avatar
Lisa Marie Child

Cant beat it

5
Fantastic customer service. Really believe we are more than just a credit score.. Reviewed on: 17th March 2021
Reeya's avatar
Reeya

Fantastic card

5
This is a great card, easy to check your balance and pay, its fantastic Reviewed on: 17th March 2021
Mark Rees 's avatar
Mark Rees

Amazing

5
Great service so easy to use app Reviewed on: 17th March 2021
Leanne Quigley's avatar
Leanne Quigley

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