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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Simple, and easy

5
The app is clear and detailed, it makes it easy to manage your money. The chat feature is great, you start message like and email as in you can leave the app one you have started it and the app will let you know when they have responded, unlike email your not waiting hours, and unlike some chats you can get back to it when your free. Basically the service works around you, and for you. Reviewed on: 7th April 2021
Hayden's avatar
Hayden

Great easy powerful

5
Love this card and app unparalleled customer service Reviewed on: 7th April 2021
Dan Fisher's avatar
Dan Fisher

When I need a friend

5
Always there when I need some cash .a friend close by for emergency! Credit Reviewed on: 7th April 2021
Pauly55's avatar
Pauly55

Khaddouj123

5
The customer service very helpful, also it’s quite good that I get notice before the payment been taken from the bank Reviewed on: 7th April 2021
Khadija Bouaziz's avatar
Khadija Bouaziz

Handy to built credit history up

5
New to zopa card very handy to rebuild credit score Reviewed on: 7th April 2021
Richard 's avatar
Richard

New, Refreshing and very professional

5
Its refreshing to see a Provider that updates your payments immediately and is very transparent with everything. I have been using Credit cards for years, and this company tops the lot! Reviewed on: 7th April 2021
Paul H's avatar
Paul H

very good

5
very good service and staff very helpfull Reviewed on: 7th April 2021
wayne's avatar
wayne

Excellent

5
Excellent customer service easy to manage interest lower than other cards really happy with the service Reviewed on: 7th April 2021
Jenny rawlings's avatar
Jenny rawlings

Service

5
Excellent service by call handlers an quick to deal with any problems Reviewed on: 7th April 2021
Paul's avatar
Paul

Mr Careful

5
Very useful card when traveling aboard, saving on currencies exchange costs etc. Easy to use App to monitor spending and management of account. Reviewed on: 7th April 2021
Philip Walsh's avatar
Philip Walsh

Review Zopa: Credit card now

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