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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brill

Easy , clearly, affordable... no hidden tricks - people in first place :)) Reviewed on: 8th April 2021

Reviews

Easy to use no hassle signing up with them easy to use Reviewed on: 8th April 2021

Brilliant for me

It's easy to use you get a message to enter a code when you use your card online, it's the right card for me. Reviewed on: 8th April 2021

Super Zopa

Quick to set up easy to use good app and manageable credit limits Reviewed on: 8th April 2021

Loving zopa

Zopa is great to use, it has a low interest rate and the app makes it easier to track your spending. Its so easy to make payments online whenever you want. Reviewed on: 8th April 2021

Very good service

Zopa is a very good credit card Reviewed on: 8th April 2021

great credit card

easy to understand app does what it says Reviewed on: 8th April 2021

perfectly simple

simple instructions to apply for, fast , efficient, app is great gives you all the information you need quickly. Reviewed on: 8th April 2021

Excellent service

Excellent on line security The app is customer friendly I would highly recommend Reviewed on: 8th April 2021

So far so good

Card has been good so far as the new kids on the block I can say I do like this card love the fact the money goes on the card immediately am sure there be more features from you guys bank transfer would be the next best thing straight from the app Reviewed on: 8th April 2021

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