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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

easy to use card and app

I was bankrupt 5 years ago and recently was aloud to apply for a yopa card and got it. I know have peice of mind when it comes to little emergencies. Reviewed on: 8th April 2021

Great user friendly great interest rate

Super happy customer. Five star ⭐️ company Reviewed on: 8th April 2021

Supa Zopa

Fast quick and efficient, best app no freezing easy to use, outdated I recommend.......... definitely Reviewed on: 8th April 2021

Great Card

Top card, unusual but striking look. Just looking for it to be used on Apple Pay and there’s no stopping this card Reviewed on: 8th April 2021

Zopa is an Excellent Credit Card Company Who look after your every needs. Very Competitive rates and good customer service.

Zopa for the best british bank awards 2021 Reviewed on: 8th April 2021

New card new freedom

Feel as if I’m a person not a number They keep me informed Reviewed on: 8th April 2021

Breath of fresh air

Such a straightforward company, everything is easy, from applying to using the card and app. Really friendly and helpful staff when calling. Reviewed on: 8th April 2021

Love Zopa

Fast and easy application with a helpful and friendly service. Reviewed on: 8th April 2021

Excellent service and easy to use.

Easy to understand and use . You can check details in your account quickly, very helpful. Reviewed on: 8th April 2021

Easy to use app, fast and efficient

Great helping me build my credit rating back up after my business folded and forced bankruptcy upon us. Reviewed on: 8th April 2021

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