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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good credit card

Clean instructions and advices available online. Reviewed on: 17th March 2021

Quick and easy

Excellent company for all credit scores. Easy and quick to apply. Reviewed on: 17th March 2021

Love how much control I have...

Love how much control I have using zopa Reviewed on: 17th March 2021

So simple!

Simple use app with great service Reviewed on: 17th March 2021

zopa supports those with less favorable credit reports. I trust this company.

Zopa has been superb by supporting me in my simple act of correcting my credit report. It takes courage and commitment on both sides to enable this to happen. Company's like Zopa give you the chance and tools to clime the credit report ladder and prove the credit collaters wrong in their assumptions on you. By paying regularly it simply proves the report company's wrong and endorses the trust Zopa has placed in you. Thank you Zopa. Regards Brendsn Sykes Reviewed on: 17th March 2021

Excellent

Fantastic app that is easy to use Reviewed on: 17th March 2021

Yes would recommend

Excellent and easy to use and contact with any issues , reply very quick Reviewed on: 17th March 2021

Zopa, fair and easy!

Zopa were very fair and easy to me when i made my application. They took my financial circumstances which i admit werent in the best of shape and they, in my opinion at least, fairly assessed me and gave me a chance. Since then i get regular updates about my 'borrowing power' with regards to other Zopa products so that i know as things improve? More options will become open to me! Reviewed on: 17th March 2021

Efficient and reliable

The app itself is extremely efficient and rarely has technical issues. Reviewed on: 17th March 2021

Best credit card I have would definitely recomand

Every thing about the app is super easy and tells you every thing you need to know about your account Reviewed on: 17th March 2021

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