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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Breath of fresh air

Such a straightforward company, everything is easy, from applying to using the card and app. Really friendly and helpful staff when calling. Reviewed on: 8th April 2021

Love Zopa

Fast and easy application with a helpful and friendly service. Reviewed on: 8th April 2021

Excellent service and easy to use.

Easy to understand and use . You can check details in your account quickly, very helpful. Reviewed on: 8th April 2021

Easy to use app, fast and efficient

Great helping me build my credit rating back up after my business folded and forced bankruptcy upon us. Reviewed on: 8th April 2021

Brill

Easy , clearly, affordable... no hidden tricks - people in first place :)) Reviewed on: 8th April 2021

Reviews

Easy to use no hassle signing up with them easy to use Reviewed on: 8th April 2021

Brilliant for me

It's easy to use you get a message to enter a code when you use your card online, it's the right card for me. Reviewed on: 8th April 2021

Super Zopa

Quick to set up easy to use good app and manageable credit limits Reviewed on: 8th April 2021

Loving zopa

Zopa is great to use, it has a low interest rate and the app makes it easier to track your spending. Its so easy to make payments online whenever you want. Reviewed on: 8th April 2021

Very good service

Zopa is a very good credit card Reviewed on: 8th April 2021

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