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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

The card was with me in few days , very easy to use App n activate the card. Great service so far.

The credit card came to me very quickly and it also has contactless functionality. Very easy to use App give you option to pay fully or desired amount each month. 5 star company 5 star service. Reviewed on: 17th March 2021

Great App and Great Customer Service

Easy App Navigation, and customer service is quick and friendly Reviewed on: 17th March 2021

Efficient transparent lender

Great service great app with usefull notifications Reviewed on: 17th March 2021

Hard to find credit these guys were great

Trying to build my credit score but unable to get credit. These guys helped me loads. Great app easy to keep track of spending. Would recommend Reviewed on: 17th March 2021

Credit is Available starlight away

Excellent customer service and very friendly stuff Reviewed on: 17th March 2021

Quick and easy to check everything online

I like it because it gives me control of my finances online. No having to ring someone or have to go out to a bank. Reviewed on: 17th March 2021

Zopa credit

Easy to apply, Easy to use app, keeps you informed of all transactions and actively checks your credit report for future credit increases. A good card to re-start your credit file. Reviewed on: 17th March 2021

Best credit card

Best experience fast repaying great time Reviewed on: 17th March 2021

Unete a lo mejor

Para cualquier apuro, o capricho, únete a esta banca para beneficiarte de su fantástico producto Reviewed on: 17th March 2021

Easy friendly and promt

Found this bank easy to access very understanding and helpful to customers always avaliable for advice and support. Reviewed on: 17th March 2021

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