Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

First class banking

Easy to use, excellent service, hassle free. Reviewed on: 8th April 2021

Zopa do really help with your credit score

Zopa has been improving my credit score which is great Reviewed on: 8th April 2021

brilliant service

Excellent card to help build up credit rating. Reviewed on: 8th April 2021

All I need in a card

Never had any problems and always get a receipt when I pay some money to the card Reviewed on: 8th April 2021

Great card

Zopa is improving their service frequently Reviewed on: 8th April 2021

Best of all

Straight forward and transparent Reviewed on: 8th April 2021

Good credit builder

Good credit building card simple easy to use site and excellent thing is they notify you soon as your card has been used. Reviewed on: 8th April 2021

Great contact and good support

Everything you need is on the app and you get alerts when payments are due. Easy to use. Reviewed on: 8th April 2021

Love the real time tracking

It is the first bank that has been able to allow me to keep a track of what i am spending in real time. Thumbs up all the way Reviewed on: 8th April 2021

Amazing Experience .

It’s easy to use and the payment debited right away to the account. Reviewed on: 8th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios credit card
from TSB 3.41 from 20 reviews
Credit Card
from Shop Direct 4.25 from 6 reviews
Fluid credit card
from NewDay 3.82 from 105 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub