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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good credit builder

Good credit building card simple easy to use site and excellent thing is they notify you soon as your card has been used. Reviewed on: 8th April 2021

Great contact and good support

Everything you need is on the app and you get alerts when payments are due. Easy to use. Reviewed on: 8th April 2021

Love the real time tracking

It is the first bank that has been able to allow me to keep a track of what i am spending in real time. Thumbs up all the way Reviewed on: 8th April 2021

Amazing Experience .

It’s easy to use and the payment debited right away to the account. Reviewed on: 8th April 2021

easy to use card and app

I was bankrupt 5 years ago and recently was aloud to apply for a yopa card and got it. I know have peice of mind when it comes to little emergencies. Reviewed on: 8th April 2021

Great user friendly great interest rate

Super happy customer. Five star ⭐️ company Reviewed on: 8th April 2021

Supa Zopa

Fast quick and efficient, best app no freezing easy to use, outdated I recommend.......... definitely Reviewed on: 8th April 2021

Great Card

Top card, unusual but striking look. Just looking for it to be used on Apple Pay and there’s no stopping this card Reviewed on: 8th April 2021

Zopa is an Excellent Credit Card Company Who look after your every needs. Very Competitive rates and good customer service.

Zopa for the best british bank awards 2021 Reviewed on: 8th April 2021

New card new freedom

Feel as if I’m a person not a number They keep me informed Reviewed on: 8th April 2021

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