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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Very Happy

5
Straight forward process applying and running the account online via direct debit payments is so convenient Reviewed on: 8th April 2021

Easy to access and pay my way..great credit builder card too

5
I use my Zopa card app quite regularly to pay or just to keep an eye on what I am spending. Very easy to access and navigate the app is very convenient when I want to do a fast transaction and keep an eye on what I can work on and, of course, what I am doing good. It explains it all. All I can say is good things as long as I keep up my end (spending and paying)..great app I can personally say from my own experience that I highly recommend the Zopa credit card as well as the App itself..A+++ customer care.:) Reviewed on: 8th April 2021

Quick, simple, helpful.

5
Total cost laid out in front of you before you accept. Staff helpful when you need them. Quick, easy process. Reviewed on: 8th April 2021

Yes love

5
Good bank for how I have this bank for about two months how and it’s going good and I have till my family and friends about it Reviewed on: 8th April 2021

Review

5
Very simple to use and easy accessible app Reviewed on: 8th April 2021

Incredibly intuitive

5
Great app with real time spend alerts and balance availability Reviewed on: 8th April 2021

Brilliant

5
Reaily quick and friendly and they all go the extra mile outstanding work I dont usually say anything to be fair but this time you guys deserve it Reviewed on: 8th April 2021

Very good

5
Good service easily manage my account Reviewed on: 8th April 2021

Hassle free service

5
Fast,easy and efficient service Reviewed on: 8th April 2021

The Best Credit Crad

5
One of the best ctedit card provender.. Great features, excellent customer service. Reviewed on: 8th April 2021

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