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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great company

I have had a good experience with zopa no problems and the app is so easy to use Reviewed on: 18th March 2021

Zopatatstic

Easy to use and pay app simple positive Reviewed on: 18th March 2021

Simple but Effective

Application process was a breeze and the set up once card arrived, even better. The app is the best out there with more and more new features added as time goes on. Fully recommend Reviewed on: 17th March 2021

Amazing for credit score building.

I got my Zopa card last year. Raised my credit score by 20 points in 3 months. Minimum repayments and very reliable company. I have already recommended to a few people!!! Reviewed on: 17th March 2021

Great credit card

East application I'm so pleased with it Reviewed on: 17th March 2021

Fantastic

Great service , very accessible , great app to monitor your account Reviewed on: 17th March 2021

Very good

Happy to be whit you and I will like to stay with you Reviewed on: 17th March 2021

Easy and affordable

I have had a really good experience easy, quibble free. Easy to manage app and straight forward to use. Reviewed on: 17th March 2021

Zopa credit card

Really good can pay instantly on it and is easy to use app. Also good security and you can't use contact less too often before it requests your pin again Reviewed on: 17th March 2021

Easy and transparent

So simple . Everything is simple and transparent. The app is very user friendly. Best I have ever used Reviewed on: 17th March 2021

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