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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Excellent customer service

5
Kept constantly informed of account status and a very easy to use app. Very happy customer. Reviewed on: 8th April 2021
Andrew McGregor's avatar
Andrew McGregor

Fantastic

5
Simple and easy banking. Everything you need in one place! Reviewed on: 8th April 2021
Craig challinor's avatar
Craig challinor

Easy

5
Looks so easy to get in touch with online application Reviewed on: 8th April 2021
Linda's avatar
Linda

Excellent Card

5
The card was very easy to apply for. Received my card very quickly and the app is excellent. It's easy to see you balance and make payments. Reviewed on: 8th April 2021
Gilb123's avatar
Gilb123

Great and fair

5
No hassle no fuss :) easy to apply easy to use. Reviewed on: 8th April 2021
Kurt Schneyder's avatar
Kurt Schneyder

Lending at its best

5
A great bank to deal with, gave me freedom and peace of mind, highly recommended Reviewed on: 8th April 2021
Paul L's avatar
Paul L

I am very pleased with this credit card.

5
I have had a Zopa credit card since Christmas, found it to be a great credit card. Have had reasons to ring customer service and found them very helpful. Reviewed on: 8th April 2021
Eddie Connor 's avatar
Eddie Connor

Top company

5
No fuss. Simple to use and great tools on the app to help you. Reviewed on: 8th April 2021
Marcus Lord's avatar
Marcus Lord

Good to Build up Credit History

5
Good Reliable customer Service. Keep it going Reviewed on: 8th April 2021
Abbas's avatar
Abbas

Good to Build up Credit History

5
Straight forward service with good customer service Reviewed on: 8th April 2021
Abbas's avatar
Abbas

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