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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

I am very pleased with this credit card.

5
I have had a Zopa credit card since Christmas, found it to be a great credit card. Have had reasons to ring customer service and found them very helpful. Reviewed on: 8th April 2021
Eddie Connor 's avatar
Eddie Connor

Top company

5
No fuss. Simple to use and great tools on the app to help you. Reviewed on: 8th April 2021
Marcus Lord's avatar
Marcus Lord

Good to Build up Credit History

5
Good Reliable customer Service. Keep it going Reviewed on: 8th April 2021
Abbas's avatar
Abbas

Good to Build up Credit History

5
Straight forward service with good customer service Reviewed on: 8th April 2021
Abbas's avatar
Abbas

Very Happy

5
Straight forward process applying and running the account online via direct debit payments is so convenient Reviewed on: 8th April 2021
suemccarney@mail.com's avatar
[email protected]

Easy to access and pay my way..great credit builder card too

5
I use my Zopa card app quite regularly to pay or just to keep an eye on what I am spending. Very easy to access and navigate the app is very convenient when I want to do a fast transaction and keep an eye on what I can work on and, of course, what I am doing good. It explains it all. All I can say is good things as long as I keep up my end (spending and paying)..great app I can personally say from my own experience that I highly recommend the Zopa credit card as well as the App itself..A+++ customer care.:) Reviewed on: 8th April 2021
Pogo Ebony's avatar
Pogo Ebony

Quick, simple, helpful.

5
Total cost laid out in front of you before you accept. Staff helpful when you need them. Quick, easy process. Reviewed on: 8th April 2021
Andrea Ryan's avatar
Andrea Ryan

Yes love

5
Good bank for how I have this bank for about two months how and it’s going good and I have till my family and friends about it Reviewed on: 8th April 2021
Cheryl 's avatar
Cheryl

Review

5
Very simple to use and easy accessible app Reviewed on: 8th April 2021
sandramcbarnett@hotmail.co.uk's avatar
[email protected]

Incredibly intuitive

5
Great app with real time spend alerts and balance availability Reviewed on: 8th April 2021
JJ's avatar
JJ

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