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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Sirpiel

Good company ,good customer service and rating is great Reviewed on: 18th March 2021

good as it gets

very fast Ron seal product you get what it says on tin app ok but needs log out feature Reviewed on: 18th March 2021

brilliant

allows you to control your spending and keeps you updated regularly on your spending habit Reviewed on: 18th March 2021

online banking 4 all

good service friendly service would recommend to friends and family Reviewed on: 18th March 2021

simple easy and streightforward

havent had any issues easy to apply easy to use app keeped upto date on everything Reviewed on: 18th March 2021

Best credit card

The credit card has a work a ball credit to start you of with and the app gives you all the information that you need Reviewed on: 18th March 2021

efficiency

I have had a very good experience no problems and the money was paid out quickly Reviewed on: 18th March 2021

Great company, a pleasure to be part of

Amazing company as someone with very little credit history they are great for helping to build it up Reviewed on: 18th March 2021

Highly recommended Zopa

I would highly recommend to a friend or family member easy to use and customer service excellent There is someone is looking to build a credit score up this is the perfect place to come to well recommended Reviewed on: 18th March 2021

The best credit card

It's a very good credit card Reviewed on: 18th March 2021

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