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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent card

This is a brilliant card and company to be with.. it’s so easy to use through the app.. I give it 5+ stars Reviewed on: 9th April 2021

Quick and easy to apply

Together with the App it makes it easy to view transactions and make payments ! Reviewed on: 9th April 2021

Very easy to use

Yes very good to set up payment plan keep me informed on my credit limit and borrowing power very useful indeed Reviewed on: 9th April 2021

Top card

EASY to setup perfect you couldn't ask for more Reviewed on: 9th April 2021

Zoopa

Easy to manage, good info and reminders. Reviewed on: 9th April 2021

Get it get it get it

So easy to use and so customer friendly would definitely recommend Reviewed on: 9th April 2021

Fantastic

Easy to use and very helpful,I will highly recommend Zopa to my friends and family Reviewed on: 9th April 2021

Great card

I am very happy with my zopa card and how easy it is to manage due to the online system. Reviewed on: 8th April 2021

All good

I joined zopa to pay of a bill and was easy to sign up , and repay as it's all through a app Reviewed on: 8th April 2021

Easy and efficient

This has been the least hassle ever with a card. Payments go in and out reliably, app is easy to use. Reviewed on: 8th April 2021

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