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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41949 reviews)

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4.93

Based on 41,949 reviews, last reviewed 20th Jan 2026

82350% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The rates are very competitive, the app is very easy... The rates are very competitive, the app is very easy to use and self explanatory Reviewed on: 20th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41949)

Best credit card

Easy, quick , great mobile application Reviewed on: 15th February 2021

Simple,straight forward

There when reqyired,fast and simple.what more do u need. Reviewed on: 15th February 2021

No messing instant money movement

I love the fact if I use my card I’m instantly informed on my phone what has come out and what Iv got left ! But most of all if I’m paying money back it’s instant ! Unlike other cards were it can take 3 days to catch up ! I always know we’re I stand and that’s great Reviewed on: 15th February 2021

Nice card could not be any better nice and easy

Very easy and alot of support very good card Reviewed on: 15th February 2021

Excellent service

Excellent service by Zopa. Any situations that I have I let them know and it’s dealt with ASAP. Reviewed on: 15th February 2021

Quick, efficient and straight forward to use with no hidden extras like some providers.

The whole experience has been most welcome, from application, activation and use of the app it has been faultless. The spend and payment tracker is a welcomed tool. Bravo Zopa others could do well to follow your example. Reviewed on: 15th February 2021

The best

So easy to apply and the turn around is so quick have recommended to two family members both are accepted Reviewed on: 15th February 2021

Great service

Since I’ve been with Zopa the service has been excellent. Reviewed on: 15th February 2021

Very happy

East to use app , easy methods of payments fast set up and no issues at all with service. Reviewed on: 15th February 2021

Review

Easy to use updates on other Apps products. Reviewed on: 15th February 2021

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