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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

efficient and proffassional

fast and no issues. credit limit starts off low but this is the best way Reviewed on: 9th April 2021

Aplication

First time on this platform, but good so far Reviewed on: 9th April 2021

ZOPA

Great service and great product in combination with a very generous credit limit, makes ZOPA the right card to have. Reviewed on: 9th April 2021

Excellent

Since been with zopa iv had q great experience,fast answers easy to get accepted and no problems with the app,everything is easily explained and basic to use so you can control payments securely through the app Reviewed on: 9th April 2021

Excellent card

This is a brilliant card and company to be with.. it’s so easy to use through the app.. I give it 5+ stars Reviewed on: 9th April 2021

Quick and easy to apply

Together with the App it makes it easy to view transactions and make payments ! Reviewed on: 9th April 2021

Very easy to use

Yes very good to set up payment plan keep me informed on my credit limit and borrowing power very useful indeed Reviewed on: 9th April 2021

Top card

EASY to setup perfect you couldn't ask for more Reviewed on: 9th April 2021

Zoopa

Easy to manage, good info and reminders. Reviewed on: 9th April 2021

Get it get it get it

So easy to use and so customer friendly would definitely recommend Reviewed on: 9th April 2021

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