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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

You have tried the rest now try the best

With Zopa not only do you get a credit card they also give you regular up-dates on you lending power. Reviewed on: 11th April 2021

Great company

I don’t have zopa for long time but im more then happy to work with them. Reviewed on: 11th April 2021

Zopa Credit Card

Its great to have an app to track spending, tells you where your money is going. It was easy to apply and I really like the items Zopa shares on Instagram some really interesting items Reviewed on: 11th April 2021

Easy to use

Easy to set up and use app, exllent customer service Reviewed on: 11th April 2021

Excellent card

Quick and fast application approval in minutes love them Reviewed on: 10th April 2021

Excellent

Superb does exactly what it says on the tin Reviewed on: 10th April 2021

Awesome

Fast turn around on payments easy to uses Reviewed on: 10th April 2021

Just Excellent

Great app, great banking. Everyone should look at this for a unique credit card. Reviewed on: 10th April 2021

Easy to use and up to date all the time

Keeps me in the know with my spending and my credit score so really handy! Reviewed on: 10th April 2021

Zopa

Exceptional communication of credit situation, easy to use application and easy to understand language Reviewed on: 10th April 2021

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