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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great app easy to use

I love this credit card, and it’s app. Being on top of my credit is key, and the feature that allows me to pay the balance early and updates straight away is perfect Reviewed on: 18th March 2021

Best credit card

I've had several credit cards of the years but none like Zopa. The app they provide is so easy to use and it gives you all the information you need aswell as providing others services to help you with finances. Zopa has answered any questions I have asked quickly and efficiently, I really can't fault them. I highly recommend getting a Zopa credit card to anyone you won't be disappointed. Reviewed on: 18th March 2021

Customer Service

Excellent customer service. Website easy to use and understand, would definitely recommend. Reviewed on: 18th March 2021

Brilliant

Found Customer service Brilliant and getting card and set up Very Very easy no issues Reviewed on: 18th March 2021

Very happy with the service I have had

I can't fault the service at all its been top standard Reviewed on: 18th March 2021

Great credit card

Easy to use app where you can keep track on your spending with the Zopa alerts Reviewed on: 18th March 2021

Super duper

Very easy and pleasant experience from start to finish. Reviewed on: 18th March 2021

Very happy

Simple, easy to manage and great service. Reviewed on: 18th March 2021

Excellent

Great company lovely staff to deal with and answers questions quickly Reviewed on: 18th March 2021

Amazing credit card.

The card is so user friendly. Easy to make payments and friendly customer service. Would recommend anyone to acquire one anytime. Reviewed on: 18th March 2021

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