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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa credit card

I was in a rut and applied to Zopa how help we quick and easy to process 10/10 Reviewed on: 18th March 2021

Great

Great and easy to use online from mobile to pc. Reviewed on: 18th March 2021

Quick response for my queries always!

Quick response for my queries always! Reviewed on: 18th March 2021

Simple

Very easy to apply and use. The app is simple and clear. I love the fact you can lock money away for emergencies. Simple ideas that work well. Reviewed on: 18th March 2021

Awesome

Its so easy to apply set up and use awesome customer experience i have already told at least 10 friends about zopa and how great they are Reviewed on: 18th March 2021

Good service

I would recommend to all family and friends as easy to sign up and the app is easy to use and pay your bill and they are always letting you know what is going on. Reviewed on: 18th March 2021

Great bank always supportive

Great bank excellent customer service and happy to help Reviewed on: 18th March 2021

zopa

excellent cannot get better.First class Reviewed on: 18th March 2021

really user friendly

10 out of 10 defo reconment 100% to friends and family Reviewed on: 18th March 2021

Excellent all round service

The app is great and you always get notified on what to spend Reviewed on: 18th March 2021

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