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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Simply simple

Easy to get, clear charges, easy to pay... what's not to like? Reviewed on: 15th April 2021

An amazing card brilliant

Everything thing is simple easy and hassle free Reviewed on: 15th April 2021

The Zopa Effect

Zopa offers a fast, friendly, reliable and efficient service. Reviewed on: 14th April 2021

Credit Card service at it's best

Great app, speedy service, faultless Reviewed on: 14th April 2021

Excellent team

Fast and good response very helpful team Reviewed on: 14th April 2021

Zopa

I found zopla brillant let u now if your credit score is up or gone down Reviewed on: 13th April 2021

Happy Customer

Very Happy, good way to build your credit Reviewed on: 12th April 2021

Amazing product!

Real quick, simple and no small print Reviewed on: 12th April 2021

Good & Fuss Free

Easy to apply and works exactly as it should. Reviewed on: 12th April 2021

Zopa excellent review

Easy app to use, with straight forward understanding of your repayments and balances Reviewed on: 12th April 2021

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