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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Happy Customer

Very Happy, good way to build your credit Reviewed on: 12th April 2021

Amazing product!

Real quick, simple and no small print Reviewed on: 12th April 2021

Good & Fuss Free

Easy to apply and works exactly as it should. Reviewed on: 12th April 2021

Zopa excellent review

Easy app to use, with straight forward understanding of your repayments and balances Reviewed on: 12th April 2021

You have tried the rest now try the best

With Zopa not only do you get a credit card they also give you regular up-dates on you lending power. Reviewed on: 11th April 2021

Great company

I don’t have zopa for long time but im more then happy to work with them. Reviewed on: 11th April 2021

Zopa Credit Card

Its great to have an app to track spending, tells you where your money is going. It was easy to apply and I really like the items Zopa shares on Instagram some really interesting items Reviewed on: 11th April 2021

Easy to use

Easy to set up and use app, exllent customer service Reviewed on: 11th April 2021

Excellent card

Quick and fast application approval in minutes love them Reviewed on: 10th April 2021

Excellent

Superb does exactly what it says on the tin Reviewed on: 10th April 2021

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

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Zopa: Credit card reviews

74% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best banking app 2026

Best credit card provider 2025

Zopa Credit card reviews (44348)

Happy Customer

Amazing product!

Good & Fuss Free

Zopa excellent review

You have tried the rest now try the best

Great company

Zopa Credit Card

Easy to use

Excellent card

Excellent

Review Zopa: Credit card now

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