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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great credit builder

Zopa is very easy to use, easy to set up automatic payment, easy to change statement date and friendly customer service advisors. 5 Stars. Reviewed on: 18th March 2021

Best credit card provider

Easy to manage account. straight forward statement and easy to understand charges Reviewed on: 18th March 2021

Simply the best card

All the time great experience foe me , I like the way Zopa they handle their customers. Reviewed on: 18th March 2021

Great card

Making payments easy and shows on account instantly Love it Reviewed on: 18th March 2021

Fantastic

Zopa fast and convenient card. Helping for emergency. Reviewed on: 18th March 2021

Great

Really helpful with any questions and easy to use app. Reviewed on: 18th March 2021

Fast response

Easy to apply fast response. Easy to use. Reviewed on: 18th March 2021

Great card.

Great card. Help me up my credit score Reviewed on: 18th March 2021

Easy, convenient, quick

Was easy application process. Easy to use with constancy updates as soon as it’s been used so can constantly monitor balance. Easy and simple to use the app and pay off balance etc. Over all just a simple uncomplicated card and app. Very pleased with it. Reviewed on: 18th March 2021

Very good application easy

I find Zopa a very reliable source for credit. From credit cards to personal loans.car finance. The applications are simple no complications. Quick results I am a very happy customer . Very professional approach and a great app where you are able to manage your accounts a very good bank you can trust. They do what they say.customer services are friendly helpful and make you feel at ease when obtaining credit. Reviewed on: 18th March 2021

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