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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

I like my Zopa. Its friendly.

Zopa very easy to download their app. From this you can keep.an eye on expenditure and payments. Reviewed on: 15th April 2021

Outstanding

Hassle-free and great customer service! Highly recommended! Reviewed on: 15th April 2021

Just Super

Really really really good. Payments reflected in balance immediately, as are credits. Easy to use app that’s well designed Reviewed on: 15th April 2021

Simple easy and user friendly

Never any fuss. The app works perfectly. Simple easy consumer finance. Reviewed on: 15th April 2021

User friendly

The whole process from initial application through to accessing online account is very clear and easy to do. Good basic user interface on app unlike other cards that bombard you with too many options. Reviewed on: 15th April 2021

Excellent

Very good card they look after you by informing you on this card.well informed and you no what your account is with the app with is very easy to use. Thank you Reviewed on: 15th April 2021

All simple and always up to date

You are in line with all changes, payments, etc. Making a payment is instantly visible on your account, good notifications when transaction is processed, good level of security and simplicity in using both card and app. Recommended. Reviewed on: 15th April 2021

Fantastic

Fantastic Service - easy to join and understand transactions/payments Reviewed on: 15th April 2021

For people

Putting customers first is there priority Reviewed on: 15th April 2021

Reliable and informative service

ZOPA is a Brilliant banking service . Regular updates received Reviewed on: 15th April 2021

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