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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

All simple and always up to date

You are in line with all changes, payments, etc. Making a payment is instantly visible on your account, good notifications when transaction is processed, good level of security and simplicity in using both card and app. Recommended. Reviewed on: 15th April 2021

Fantastic

Fantastic Service - easy to join and understand transactions/payments Reviewed on: 15th April 2021

For people

Putting customers first is there priority Reviewed on: 15th April 2021

Reliable and informative service

ZOPA is a Brilliant banking service . Regular updates received Reviewed on: 15th April 2021

Simply simple

Easy to get, clear charges, easy to pay... what's not to like? Reviewed on: 15th April 2021

An amazing card brilliant

Everything thing is simple easy and hassle free Reviewed on: 15th April 2021

The Zopa Effect

Zopa offers a fast, friendly, reliable and efficient service. Reviewed on: 14th April 2021

Credit Card service at it's best

Great app, speedy service, faultless Reviewed on: 14th April 2021

Excellent team

Fast and good response very helpful team Reviewed on: 14th April 2021

Zopa

I found zopla brillant let u now if your credit score is up or gone down Reviewed on: 13th April 2021

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