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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Simple and good

5
Simple and good. No fuss and straight forward to understand. They also give some nice info on things. Reviewed on: 15th April 2021

Review

5
I have worked all my life and had my own business until recently when I hit rock bottom I had barely any money to pay bills or even feed my children when zopa stepped in and helped they said yes made payments controllable and affordable for me and kept me going until my situation changed which thankfully it has Reviewed on: 15th April 2021

Excellent service

5
Excellent and efficient service Reviewed on: 15th April 2021

Excellent service

5
This has to be one of the best service I've have dealt with as a customer. They are polite and help without being rude. They treat you like a valued customer which is how it's meant to be. Reviewed on: 15th April 2021

Excellent

5
Been brilliant always absolutely Reviewed on: 15th April 2021

Mr Vimalendran Sathyendra

1
Bad I won’t recommend any one please try different credit cards Reviewed on: 15th April 2021

Fantastic

4
Good experience with different card Reviewed on: 15th April 2021

Excellent service

5
Really great! Payments show instantly on account which is really handy. App easy to use, helpful, fast customer service. All round great service! Reviewed on: 15th April 2021

Great service app simple to understand

5
Excellent bank with great service Reviewed on: 15th April 2021

Helpful company

5
Very easy to set up and keep an eye on Reviewed on: 15th April 2021

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