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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very efficient

I've been with them a short time but I find them efficient and responsive Reviewed on: 18th March 2021

They have been a great service to me

They have helped me so much to make my credit score better thank you Zopa Reviewed on: 18th March 2021

Easy and Straightforward

Zopa have provided me with financial support when I needed it, the app has allowed me to keep track of my borrowing. Reviewed on: 18th March 2021

Amazing card

Beautifully blissful experience Reviewed on: 18th March 2021

Modupe

Excellent services, good communication Reviewed on: 18th March 2021

Customer Service

The application was easy and l subsequently had a query which was dealt with very quickly. Reviewed on: 18th March 2021

Excellent service, plus extras

Zopa provide an excellent service, which allows you to track your spending and also provides so many simple options for repayment. I also love the little extras that the app provides completely free of charge. Wonderful. Reviewed on: 18th March 2021

The Best ever

It's been a good experience with zopa and I am not ashame to vote the company as the best. Their customer service is top notch and their services are smooth Reviewed on: 18th March 2021

Stress free

Very fast efficient and pleasant customer service that invariably leads to positive outcomes Reviewed on: 18th March 2021

Excellent

I wanted a credit card so I can build up my credit rating, Zopa have been great and customer service is excellent. Reviewed on: 18th March 2021

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