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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic

Good experience with different card Reviewed on: 15th April 2021

Excellent service

Really great! Payments show instantly on account which is really handy. App easy to use, helpful, fast customer service. All round great service! Reviewed on: 15th April 2021

Great service app simple to understand

Excellent bank with great service Reviewed on: 15th April 2021

Helpful company

Very easy to set up and keep an eye on Reviewed on: 15th April 2021

I like my Zopa. Its friendly.

Zopa very easy to download their app. From this you can keep.an eye on expenditure and payments. Reviewed on: 15th April 2021

Outstanding

Hassle-free and great customer service! Highly recommended! Reviewed on: 15th April 2021

Just Super

Really really really good. Payments reflected in balance immediately, as are credits. Easy to use app that’s well designed Reviewed on: 15th April 2021

Simple easy and user friendly

Never any fuss. The app works perfectly. Simple easy consumer finance. Reviewed on: 15th April 2021

User friendly

The whole process from initial application through to accessing online account is very clear and easy to do. Good basic user interface on app unlike other cards that bombard you with too many options. Reviewed on: 15th April 2021

Excellent

Very good card they look after you by informing you on this card.well informed and you no what your account is with the app with is very easy to use. Thank you Reviewed on: 15th April 2021

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