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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Reliability

Website good, service excellent Reviewed on: 18th March 2021

Brilliant service

Very easy to apply, friendly efficient staff Reviewed on: 18th March 2021

Making credit easy

A great app and easy to use. Flexible credit at your fingertips. Reviewed on: 18th March 2021

Excellent service

Quick easy application. Easy application to use. Clear information. Straight forward to download app. Reviewed on: 18th March 2021

Easy to apply and good customer service

When applying It was easy. I have bad credit and Zopa accepted me. I use the app to check my balance and make payments which is easy and to keep on top of spending. Reviewed on: 18th March 2021

Good service

Money goes fast when you pay payments to the account Reviewed on: 18th March 2021

Great credit card, lots of help and easy to use

Easiest app to navigate, always on hand and always tells you when something has changed. I have no complaints :) Reviewed on: 18th March 2021

Very helpful

Very helpful in easy to understand easy app to use Reviewed on: 18th March 2021

Zopa WOW

Fabulous card , great help when i needed it, App easy to use well worth it . Reviewed on: 18th March 2021

Mr

A Great company who provides an amazing chance to improve credit scores. Reviewed on: 18th March 2021

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