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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Mrs

Always been helpful and keep you informed what is happening Reviewed on: 15th April 2021

Great card and app

Amazing card works anywhere and very easy to use app Reviewed on: 15th April 2021

Tha best credit card

The best credit card I have, easy to use and very easy to paybacks. Reviewed on: 15th April 2021

Awesome!

So convenient t to use the apps and helpful customer service. Reviewed on: 15th April 2021

Zopa Credit Card

Zopa has a really easy to use App to go with the credit card so you can keep a track on your spending plus make payments quickly and easily. It also checks your borrowing power regularly so you don’t need to do anything. It’s a great credit card if you want to build your credit rating and they don’t let you get out of your depth with it. Reviewed on: 15th April 2021

Zopa

Lovely fellas so they ir. Very polite. Reviewed on: 15th April 2021

Great and simple to use.

Excellent service. Very good card provider Reviewed on: 15th April 2021

A fair and considerate company

I have found that Zopa have been fair a considerate with myself and I would definitely recommend them. Reviewed on: 15th April 2021

spasibo za servis ,with love from Russia :)

excellent services ,easy to use Reviewed on: 15th April 2021

Excellent

Excellent,,,, excellent,,,,,, Reviewed on: 15th April 2021

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