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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great and simple to use.

5
Excellent service. Very good card provider Reviewed on: 15th April 2021
Carl's avatar
Carl

A fair and considerate company

5
I have found that Zopa have been fair a considerate with myself and I would definitely recommend them. Reviewed on: 15th April 2021
Richard Gray's avatar
Richard Gray

spasibo za servis ,with love from Russia :)

5
excellent services ,easy to use Reviewed on: 15th April 2021
Alex Gulak's avatar
Alex Gulak

Excellent

5
Excellent,,,, excellent,,,,,, Reviewed on: 15th April 2021
Ajjpeel@gmail.com 's avatar
[email protected]

Extremely helpful

5
Brilliant customer service,clear statements and information about your status. Best credit company I've ever dealt with. Reviewed on: 15th April 2021
Julie Elson's avatar
Julie Elson

Excellent

5
Zopa is great, it’s super easy to use too. Reviewed on: 15th April 2021
Simome's avatar
Simome

Easy to use

5
Simple effective and easy to use. Reviewed on: 15th April 2021
Tina's avatar
Tina

Great and efficient

5
Signed up for a credit card. Received it in the post within a few days. Very quick and efficient. Love the app as a way of controlling my account Reviewed on: 15th April 2021
Victoria Boswell's avatar
Victoria Boswell

Excellent service from a fantastic card company

5
I have always been updated on how to manage my card my expenses and as a bonus to improve my credit score Reviewed on: 15th April 2021
Shaun's avatar
Shaun

Reliable

5
Flexible and reliable credit that suits customer needs Reviewed on: 15th April 2021
Bonny Apunyu 's avatar
Bonny Apunyu

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