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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa card

Very good card , easy to use , good service Reviewed on: 15th April 2021

Easy to understand and keeps you well informed

I like the way I am kept notified of the status of my account Reviewed on: 15th April 2021

Excellent

Very easy process, excellent service highly recommend. Reviewed on: 15th April 2021

Brilliant and easy to use

Brilliant app easy to use great communication and very quick to sign up Reviewed on: 15th April 2021

Mrs

Always been helpful and keep you informed what is happening Reviewed on: 15th April 2021

Great card and app

Amazing card works anywhere and very easy to use app Reviewed on: 15th April 2021

Tha best credit card

The best credit card I have, easy to use and very easy to paybacks. Reviewed on: 15th April 2021

Awesome!

So convenient t to use the apps and helpful customer service. Reviewed on: 15th April 2021

Zopa Credit Card

Zopa has a really easy to use App to go with the credit card so you can keep a track on your spending plus make payments quickly and easily. It also checks your borrowing power regularly so you don’t need to do anything. It’s a great credit card if you want to build your credit rating and they don’t let you get out of your depth with it. Reviewed on: 15th April 2021

Zopa

Lovely fellas so they ir. Very polite. Reviewed on: 15th April 2021

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