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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use very efficient service

Just as above super wee card - no problems at all Reviewed on: 18th March 2021

Very good service

Excellent service very handy very easy to use Reviewed on: 18th March 2021

great company

Easy sign up , staff very quick and reliable I had an error with my address and was picked up very quickly and didnt ruin my chance of getting an account , would highly recommend. Reviewed on: 18th March 2021

Great company

Makes everything easy. Pleasure to deal with always. Reviewed on: 18th March 2021

Easy to use and no hastle

Small interest, no fees, easy to use app. What’s not to like Reviewed on: 18th March 2021

Great app!!!

Very nice to be with Zona!!! I love this bank! Reviewed on: 18th March 2021

Desperate for credit????

I’m grateful that I was able to get this card for £300 credit however, Zopa told me that they wouldn’t be upgrading mine or anyone else’s account for higher credit , so if you’re wanting to build a credit rating and expand on Zopa credit in time then you’ll be disappointed. I was hoping to show my commitment and prove that I’m a good customer and in return have my credit upgraded gradually. Unfortunately I was wrong. Reviewed on: 18th March 2021

Best and organised

Since been with zopa it's well organised and the app is brilliant so you know what your spending and keep up to date with your statements. Reviewed on: 18th March 2021

dear Team, I would like to inform you your company is very amazing

I impressed your company. Your company staff and all perfect easly contact and all good. Reviewed on: 18th March 2021

My Review

Easy application with instant decision Reviewed on: 18th March 2021

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