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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa excels

First rate company and would recommend them to all family and friends Reviewed on: 15th April 2021

Great service

Always on hand for what I need from a credit card. Allows me to manage my money effectively. Reviewed on: 15th April 2021

very happy

great bank i would recommended them to family and friend s Reviewed on: 15th April 2021

Brilliant

Customer service has been really good and the card is handy to have Reviewed on: 15th April 2021

Awesome experience

Awesome Experience go with them Reviewed on: 15th April 2021

A card that works for you

Zopa have made a credit card that is informative and keeps you in control. Well done . Reviewed on: 15th April 2021

Zopa card

Very good card , easy to use , good service Reviewed on: 15th April 2021

Easy to understand and keeps you well informed

I like the way I am kept notified of the status of my account Reviewed on: 15th April 2021

Excellent

Very easy process, excellent service highly recommend. Reviewed on: 15th April 2021

Brilliant and easy to use

Brilliant app easy to use great communication and very quick to sign up Reviewed on: 15th April 2021

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