Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41953 reviews)

View other Zopa products

4.93

Based on 41,953 reviews, last reviewed 21st Jan 2026

82550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very understanding and app very easy to use Very understanding and app very easy to use Reviewed on: 21st January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (41953)

Perfect credit card company

Great for credit building. Friendly and fantastic customer service Reviewed on: 15th February 2021

Highly recommend

User friendly app, notifications of spending and statement. Reminders for payment. Encourages prompt payment. Very happy thank you Reviewed on: 15th February 2021

Greatest

In one word fantastic Reviewed on: 15th February 2021

Superb

Excellent all round, simple banking Reviewed on: 15th February 2021

Refreshing Change

Best card you can have. Sensible credit limits and simply managed due to an excellent app. Reviewed on: 15th February 2021

The only credit card company I would recommend to friends and family

Such a modern forward thinking customer service and experience credit card. The credit card company I would recommend to family and friends. Reviewed on: 15th February 2021

Very good

Easy to use and very helpful. Would recommend to friends Reviewed on: 15th February 2021

flexible and easy to use

fresh new card flexible and easy to use also gives insight Reviewed on: 15th February 2021

Amazing

Very friendly and always helpful Reviewed on: 15th February 2021

Great company with customers at heart

Zopa were there for me when I needed them, with easy to manage credit, a handy App to keep track of my account and alerts to keep me on track Thank you Zopa Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.32 from 8 reviews
British Airways credit card
from American Express 4.25 from 81 reviews
Credit card
from M&S Bank - Marks and Spencer 2.70 from 188 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2357 reviews
Cash ISA
from Zopa 4.95 from 1449 reviews
Smart Saver
from Zopa 4.94 from 7481 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub