Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good

Live zopla very much, amazingly reliable service Reviewed on: 15th April 2021

Easy to use

Great simple application process and solid service Reviewed on: 15th April 2021

Amazing Easy to use

Never had any problems at easy to use Reviewed on: 15th April 2021

Highly recommended

I love how as soon as you pay your bill it shows up on your account instantly Reviewed on: 15th April 2021

Zopa excels

First rate company and would recommend them to all family and friends Reviewed on: 15th April 2021

Great service

Always on hand for what I need from a credit card. Allows me to manage my money effectively. Reviewed on: 15th April 2021

very happy

great bank i would recommended them to family and friend s Reviewed on: 15th April 2021

Brilliant

Customer service has been really good and the card is handy to have Reviewed on: 15th April 2021

Awesome experience

Awesome Experience go with them Reviewed on: 15th April 2021

A card that works for you

Zopa have made a credit card that is informative and keeps you in control. Well done . Reviewed on: 15th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 4.61 from 28 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub