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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant

The payments unlike other cards are taken and applied the same day, applying couldn’t be simpler and online services are second to none Reviewed on: 15th April 2021

Fantastic card

I would recommend the Zopa card to all my family and friends Reviewed on: 15th April 2021

Fantastic

Excellent costumer service, also don’t pass you over 1st person deals with the issue, very quick and easy Reviewed on: 15th April 2021

Helpful and responsible

Very helpful, Only ofer you products that are right for the individual customers and helpful tools to help you stay in control. Reviewed on: 15th April 2021

Great company, app is super easy to use

Would defo recommend Zopa. They make things easy. Their app is super easy to use and they keep you informed along the journey. Great company. Reviewed on: 15th April 2021

I would recommend

When I had an issue I contacted customer service and they help out and answered my questions straight away Reviewed on: 15th April 2021

Very good

Live zopla very much, amazingly reliable service Reviewed on: 15th April 2021

Easy to use

Great simple application process and solid service Reviewed on: 15th April 2021

Amazing Easy to use

Never had any problems at easy to use Reviewed on: 15th April 2021

Highly recommended

I love how as soon as you pay your bill it shows up on your account instantly Reviewed on: 15th April 2021

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