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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,956 reviews, last reviewed 22nd Jan 2026
82700% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I’m with Zopa over a year and I’m happy with their c... I’m with Zopa over a year and I’m happy with their charges and Service.Very Reliable Credit card. Reviewed on: 22nd January 2026
Usman Shahid's avatar
Usman Shahid

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41956)

Great card

5
My experience with this credit card is very good everybody should have one in my wallet Reviewed on: 15th February 2021
Andrew's avatar
Andrew

The credit card others should learn from

5
Easy set up, rapid card despatch, I can see where I am and view statements easily within the app. Not a problem to change payment amount each month or debit card. Love love love! Reviewed on: 15th February 2021
mrssb1002@gmail.com's avatar
[email protected]

Great card

5
Ordered card and was with me in days activated and away you go Reviewed on: 15th February 2021
Graham's avatar
Graham

Outstanding service.!!

5
Cannot fault the service zopa provide, nothing is ever too much for them to sort out and assist in any way. Reviewed on: 15th February 2021
Dave Giles 's avatar
Dave Giles

Great card

5
Great card easy to use . I would tell my friends and family about it. Reviewed on: 15th February 2021
Maxine's avatar
Maxine

Excellent card

5
Easy to use app. Payments show instantly. Great customer service! Reviewed on: 15th February 2021
kellyfellows435@icloud.com's avatar
[email protected]

What's not to love!

5
Ethical, secure, straightforward to use and great communication! What's not to love! Reviewed on: 15th February 2021
Yvonne 's avatar
Yvonne

Excellent

5
Overall excellent from applying to reieving card and starting to use. Reviewed on: 15th February 2021
David Gregory's avatar
David Gregory

Friendly staff

5
Friendly staff ,simple and easy application to manage money. Reviewed on: 15th February 2021
Andreea's avatar
Andreea

Highly Recommended

5
Super fast and helpful service. Easy to apply. Good value credit. Reviewed on: 15th February 2021
sallyharriespowell@icloud.com's avatar
[email protected]

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