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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

So easy to set up and use.

Terrific overall experience with the application/approval process and using the online app ~ payment set up too. Reviewed on: 15th April 2021

Great card, good service

Easy application, quick answer and secure app, great interest rate Reviewed on: 15th April 2021

Fab card

Fab card easy to use and really simple to pay it back and when you do it’s there instantly Reviewed on: 15th April 2021

Good

Good company, no fuss. Easy to sign up Reviewed on: 15th April 2021

Amazing Service!

Faultless and fair, the customer is certainly at the forefront of everything Zopa do! :) Reviewed on: 15th April 2021

Full satisfied

Great card great app all at the touch of a button would definitely recommend Reviewed on: 15th April 2021

Brilliant credit card

App is very easy to use, keeps me up to date with spending and payments. Very manageable limit for myself. Reviewed on: 15th April 2021

Simple

Straightforward so far no issues Reviewed on: 15th April 2021

Excellent service

Good experience and friendly service Reviewed on: 15th April 2021

Hassle free

Hassle free application. App easy to use Reviewed on: 15th April 2021

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