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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good service

Good. But £300 on my credit file does not worth it. Reviewed on: 18th March 2021

Great customer service

Great customer service and very friendly staff Reviewed on: 18th March 2021

User friendly

Easy to use, notifications on spending Reviewed on: 18th March 2021

So far, perfect service and a great product

See above. Reviewed on: 18th March 2021

Zopa is amazing, wish I found you guys sooner.

Accepted with zopa for a credit card and car finance the other day, their customer service is off the charts. Amazing, well done guys you deserve to win this only had negative experiences with other providers. Reviewed on: 18th March 2021

Excellent service very pleased

Very good app looking forward to staying with Zopa Reviewed on: 18th March 2021

great easy to use service

easy to use service there when needed Reviewed on: 18th March 2021

Helpful

Supportive of you and your situation Reviewed on: 18th March 2021

Refreshingly competent

Of all the Credit Cards I have had and Credit Card companies I have dealt with, Zopa is the only one that stands out as being genuinely different...and far, far better. Their customer services department are excellent, the mobile banking app is straightforward and easy to navigate. and overall dealing with Zopa is refreshingly simple rather than complicated and frustrating as it is with all other financial service providers now days. I highly recommend Zopa. Reviewed on: 18th March 2021

excellent service

when I applied for a Zopa card it was simple and no issues prompt service Reviewed on: 18th March 2021

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