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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant credit card

App is very easy to use, keeps me up to date with spending and payments. Very manageable limit for myself. Reviewed on: 15th April 2021

Simple

Straightforward so far no issues Reviewed on: 15th April 2021

Excellent service

Good experience and friendly service Reviewed on: 15th April 2021

Hassle free

Hassle free application. App easy to use Reviewed on: 15th April 2021

Brilliant

The payments unlike other cards are taken and applied the same day, applying couldn’t be simpler and online services are second to none Reviewed on: 15th April 2021

Fantastic card

I would recommend the Zopa card to all my family and friends Reviewed on: 15th April 2021

Fantastic

Excellent costumer service, also don’t pass you over 1st person deals with the issue, very quick and easy Reviewed on: 15th April 2021

Helpful and responsible

Very helpful, Only ofer you products that are right for the individual customers and helpful tools to help you stay in control. Reviewed on: 15th April 2021

Great company, app is super easy to use

Would defo recommend Zopa. They make things easy. Their app is super easy to use and they keep you informed along the journey. Great company. Reviewed on: 15th April 2021

I would recommend

When I had an issue I contacted customer service and they help out and answered my questions straight away Reviewed on: 15th April 2021

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