Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very prompt service

The app is so easy to use and provides all the information that I need. Its simple, quick and easy which is what we need in a busy world. Reviewed on: 18th March 2021

Great service

Zopa gives you a credit card with an easy to use app that can be accessed anytime. Offers good customer service when needed Reviewed on: 18th March 2021

Awesome credit card

This is a amazing service and is really easy to adapt and apply for Reviewed on: 18th March 2021

Zopa

Zopa are tops in every way and are with you every step of the way to help so who could ask for more Reviewed on: 18th March 2021

Very Surprised

Very surprised at the ease of use, the ease of online usage. VERY Happy i made this choice of card Reviewed on: 18th March 2021

The best credit card provider

I found it easy and very convenient to apply Reviewed on: 18th March 2021

Great to help build my credit score

Great way to build my credit rating Reviewed on: 18th March 2021

Top card

They helped me when a lot of other banks wouldn't Reviewed on: 18th March 2021

Absolutely fantastic.

Fair and easy to use with great customer service. Reviewed on: 18th March 2021

Clear & efficient

Payments are cleared immediately unlike other credit cards which can take a couple of days to process payment and update records Reviewed on: 18th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews
Premier Credit Card
from HSBC 3.81 from 20 reviews
Platinum Credit Card
from Lloyds Bank 4.03 from 52 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Personal loan
from Zopa 4.94 from 68053 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub