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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great British bank to be with.

Using Zopa has been great. No problem using my card. Always alerts me when I buy something. That help to not spend to much . Overall great card to have . Reviewed on: 15th April 2021

Great

Easy to navigate and no hidden surprises. I would recommend them to all my family and friends Reviewed on: 15th April 2021

best by far

They do what they say in there advert Reviewed on: 15th April 2021

Good customer experience

Very pleased with the phone app. Reviewed on: 15th April 2021

So easy to set up and use.

Terrific overall experience with the application/approval process and using the online app ~ payment set up too. Reviewed on: 15th April 2021

Great card, good service

Easy application, quick answer and secure app, great interest rate Reviewed on: 15th April 2021

Fab card

Fab card easy to use and really simple to pay it back and when you do it’s there instantly Reviewed on: 15th April 2021

Good

Good company, no fuss. Easy to sign up Reviewed on: 15th April 2021

Amazing Service!

Faultless and fair, the customer is certainly at the forefront of everything Zopa do! :) Reviewed on: 15th April 2021

Full satisfied

Great card great app all at the touch of a button would definitely recommend Reviewed on: 15th April 2021

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