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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,845 reviews, last reviewed 16th Jan 2026
77350% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I'm very happy with the service. I'm very happy with the service. After verification, the money was immediately deposited into my account. A very good bank. Thank you. Reviewed on: 16th January 2026
Sylwia Glawinska's avatar
Sylwia Glawinska

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41845)

Excellent service

5
Excellent service by Zopa. Any situations that I have I let them know and it’s dealt with ASAP. Reviewed on: 15th February 2021
Shona's avatar
Shona

Quick, efficient and straight forward to use with no hidden extras like some providers.

5
The whole experience has been most welcome, from application, activation and use of the app it has been faultless. The spend and payment tracker is a welcomed tool. Bravo Zopa others could do well to follow your example. Reviewed on: 15th February 2021
Stuart wingate's avatar
Stuart wingate

The best

5
So easy to apply and the turn around is so quick have recommended to two family members both are accepted Reviewed on: 15th February 2021
Lorraine's avatar
Lorraine

Great service

5
Since I’ve been with Zopa the service has been excellent. Reviewed on: 15th February 2021
Jason's avatar
Jason

Very happy

5
East to use app , easy methods of payments fast set up and no issues at all with service. Reviewed on: 15th February 2021
alana_adair@hotmail.com's avatar
[email protected]

Review

5
Easy to use updates on other Apps products. Reviewed on: 15th February 2021
Jackie's avatar
Jackie

Straight talking .fast replies

5
They say it in straight terms Reply fast despite Covid Evrytging straightforward Great app Reviewed on: 15th February 2021
yvonneemac@icloud.com's avatar
[email protected]

Great credit card and also great customer service

5
Great credit card and great customer service Reviewed on: 15th February 2021
Donna Reid's avatar
Donna Reid

Very good bank

5
Always quick and very professional service and friendly staff Reviewed on: 15th February 2021
Mark's avatar
Mark

Super easy

4
Great app, very easy to see where you are. Very easy to make payments to card Reviewed on: 15th February 2021
emma.colbeck@hotmail.com's avatar
[email protected]

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