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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great credit card to have

Absolutely amazing card, you can pay whatever you want each month as long as it covers your minimum payment or more! They never ask for too much for monthly payments Reviewed on: 15th April 2021

Easy to use app

Gives me all the info I need to manage my card. Payments show straight away. Reviewed on: 15th April 2021

My card

I find my card very useful incase6of emergencies Reviewed on: 15th April 2021

Zopa

OK i surpose but could do better Reviewed on: 15th April 2021

Usage

I absolutely Love this card and is easy to use Reviewed on: 15th April 2021

Great card and easy to use

Amazing card and excellent customer service and the app is very easy to use and let's you keep track of you spending habits and gives you great advice on improving your credit a winner for me Reviewed on: 15th April 2021

Great British bank to be with.

Using Zopa has been great. No problem using my card. Always alerts me when I buy something. That help to not spend to much . Overall great card to have . Reviewed on: 15th April 2021

Great

Easy to navigate and no hidden surprises. I would recommend them to all my family and friends Reviewed on: 15th April 2021

best by far

They do what they say in there advert Reviewed on: 15th April 2021

Good customer experience

Very pleased with the phone app. Reviewed on: 15th April 2021

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