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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy set up

Excellent service support and regular offers and updates Reviewed on: 15th April 2021

Great card

Love this card. Don’t have a dislike Reviewed on: 15th April 2021

Excellent

I have had an excellent experience so far and would recommend a zopa credit card to anyone Reviewed on: 15th April 2021

Quick response

Quick response, good customer service Reviewed on: 15th April 2021

Great credit card to have

Absolutely amazing card, you can pay whatever you want each month as long as it covers your minimum payment or more! They never ask for too much for monthly payments Reviewed on: 15th April 2021

Easy to use app

Gives me all the info I need to manage my card. Payments show straight away. Reviewed on: 15th April 2021

My card

I find my card very useful incase6of emergencies Reviewed on: 15th April 2021

Zopa

OK i surpose but could do better Reviewed on: 15th April 2021

Usage

I absolutely Love this card and is easy to use Reviewed on: 15th April 2021

Great card and easy to use

Amazing card and excellent customer service and the app is very easy to use and let's you keep track of you spending habits and gives you great advice on improving your credit a winner for me Reviewed on: 15th April 2021

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