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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service

Fast efficient with any questions excellent custom service polite and well informed staff members Reviewed on: 15th April 2021

Amazing

Got to say amazing company to deal with nothing too much trouble would definitely recommend them xx Reviewed on: 15th April 2021

Good easy app

Good easy app to use with all the features you will need to stay on top of your finances. Reviewed on: 15th April 2021

Easy and simple

This app was so easy to check and apply simple no hassle Reviewed on: 15th April 2021

Easy to be in control

I love this card , with this card am in control of my spending Reviewed on: 15th April 2021

Great

Great service and great app! Love the layout Reviewed on: 15th April 2021

Easy set up

Excellent service support and regular offers and updates Reviewed on: 15th April 2021

Great card

Love this card. Don’t have a dislike Reviewed on: 15th April 2021

Excellent

I have had an excellent experience so far and would recommend a zopa credit card to anyone Reviewed on: 15th April 2021

Quick response

Quick response, good customer service Reviewed on: 15th April 2021

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