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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,934 reviews, last reviewed 18th Jan 2026
81600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Fab company Easy to get a credit card with no hassles Reviewed on: 18th January 2026
Wendy Woo's avatar
Wendy Woo

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41934)

Great card

5
Ordered card and was with me in days activated and away you go Reviewed on: 15th February 2021
Graham's avatar
Graham

Outstanding service.!!

5
Cannot fault the service zopa provide, nothing is ever too much for them to sort out and assist in any way. Reviewed on: 15th February 2021
Dave Giles 's avatar
Dave Giles

Great card

5
Great card easy to use . I would tell my friends and family about it. Reviewed on: 15th February 2021
Maxine's avatar
Maxine

Excellent card

5
Easy to use app. Payments show instantly. Great customer service! Reviewed on: 15th February 2021
kellyfellows435@icloud.com's avatar
[email protected]

What's not to love!

5
Ethical, secure, straightforward to use and great communication! What's not to love! Reviewed on: 15th February 2021
Yvonne 's avatar
Yvonne

Excellent

5
Overall excellent from applying to reieving card and starting to use. Reviewed on: 15th February 2021
David Gregory's avatar
David Gregory

Friendly staff

5
Friendly staff ,simple and easy application to manage money. Reviewed on: 15th February 2021
Andreea's avatar
Andreea

Highly Recommended

5
Super fast and helpful service. Easy to apply. Good value credit. Reviewed on: 15th February 2021
sallyharriespowell@icloud.com's avatar
[email protected]

Second chance!

5
After a bad spell with credit in my younger days! I spent a lot of time trying to re build it, after seeing my score go up, one month, it would drop just as much then next! As I owed no money, and had no credit! Due to the previous poor use I couldn’t get credit! So it was a cycle I could not break, until Zopa! They appeared and I took a chance and applied, to which they took a chance on me! And now I’m watching my score rise each month. I’m so grateful to Zopa, they’ve given me a chance to be on my way to improving my score in hopes to get a mortgage in the future. Reviewed on: 15th February 2021
Naomi's avatar
Naomi

Brilliant customer service

5
Zopa was one of best credit card companies that I would recommend for everyone. Reviewed on: 15th February 2021
Moses Adebayo 's avatar
Moses Adebayo

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