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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Quick and easy.

It was a very quick process no waiting around for a decision or for a call to confirm details. It was all done online in just a few minutes and it can be done at anytime. Reviewed on: 19th March 2021

Using card

Very easy to apply and easy to understand wen it comes to statements Reviewed on: 19th March 2021

very good for people with bad credit

Easy app to use for new users even if u have very low credit score Reviewed on: 18th March 2021

Fast professional service

Since using there service no complaints at all. Great fast professional service. Easy to use and understand. Reviewed on: 18th March 2021

Excellent

No hassle when applied and great app with product also. Reviewed on: 18th March 2021

Credit

very fast and excellent service I recommend to everyone Reviewed on: 18th March 2021

Zopa credit card

Zopa cards are easy to use and the internet app is also very easy to use. Reviewed on: 18th March 2021

Helping hand when needed at the most

Stressful when moving to new home, always requires something Zopa is at hand. Reviewed on: 18th March 2021

very good company

very easy to apply and easy to use Reviewed on: 18th March 2021

Thank you Zopa

Thanks to Zopa in helping me rebuild my credit have recommended friends and family applying for your credit card Reviewed on: 18th March 2021

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