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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing easy to apply and helpful

Always helped when I have had a question Reviewed on: 15th April 2021

Brilliant does wat it says on the tin

Never had a problem with any thing good customer service and great app Reviewed on: 15th April 2021

Really good

Zoos are very easy to deal with. The app is easy and I am in complete control. Well done Reviewed on: 15th April 2021

Great company

When I joined Zopa the process was easy they have a great easy to use app they are always there to help make things easy to understand nothing to small are too big any questions you have they explain it in easy terms I would be lost without them thanks Zopa Reviewed on: 15th April 2021

Absolutely brilliant

I’ve found Zopa really helpful and helping to build my credit rating,thanks again. Reviewed on: 15th April 2021

Great

This is a great card that is useful For poor credit Reviewed on: 15th April 2021

No messing around!

Quick, efficient and just what you need. Reviewed on: 15th April 2021

Zoos dupa

Great company, friendly, speedy! Cool coloured branding!! Defo recommend! Reviewed on: 15th April 2021

Easy,friendly,highly recommended

Extremely friendly and helpful staff I have no complaints at all will recommend to everyone I know Reviewed on: 15th April 2021

Great service

Amazing service, quick and easy recommend to family and friends Reviewed on: 15th April 2021

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