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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Credit where credit is due

Got my Zopa card, efficient and speedy service and cool little app that tracks my spending. Very happy Reviewed on: 19th March 2021

Excellent service

Very straightforward and easy to use. Reviewed on: 19th March 2021

Helpful, informative, great APP

At first, I had problems with my account showing up on the downloaded app. The support team were quick to help and resolved the issue for me completely. Informative app showing factors which influence credit score. Reviewed on: 19th March 2021

Amazing credit card and great customer service

I have found dealing with Zopa so easy, the app is so simple and easy to use. You honestly can't go wrong. Great customer service, great card and great company, thank you Zopa! Reviewed on: 19th March 2021

Simple and precise

I have been using the Zopa card now for a little over 2 months. The in app features are good, plus the alerts on balance makes sure you are in control. Overall, very easy to use and understand Reviewed on: 19th March 2021

Very easy to apply.

Your service was very good and quick. Easy to apply for card. All very prompt. Excellent. Reviewed on: 19th March 2021

Friendly & helpful

I have found the zopa team very friendly and helpful and there online app is easy to use. Very satisfied customer Reviewed on: 19th March 2021

The best

Application was quick and simple the app is brilliant all in all could not want a better company to be associated with zopa is at the top of there game Reviewed on: 19th March 2021

Great see spending tracking

Love the way that your purchases pop up in the app as they happen. Very secure and reassuring. Reviewed on: 19th March 2021

Useful

Zopa help me every time I need my card. I ready recommended it to 3 friends. Reviewed on: 19th March 2021

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