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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41949 reviews)

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4.93

Based on 41,949 reviews, last reviewed 20th Jan 2026

82350% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The rates are very competitive, the app is very easy... The rates are very competitive, the app is very easy to use and self explanatory Reviewed on: 20th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41949)

Very good credit card

It is very good they email you updates all about your account Reviewed on: 15th February 2021

Easy fair

Like the emergency fund part where u can divide part of balance for emergencies Reviewed on: 15th February 2021

Excellent service

Fantastic service easy application and app that even someone not overally confident with online services can navigate round. A team that will assist with ease if required. Highly recommended. Reviewed on: 15th February 2021

Clear banking,

This credit card provides clear banking options and nothing is hidden. Reviewed on: 15th February 2021

Definitely recommend

Excellent company. Great communication. Would definitely recommend Reviewed on: 15th February 2021

Great and easy to use and stay in control off your money

Thank it’s one of the best banking experience I’ve had Reviewed on: 15th February 2021

Excellent

Very easy app to use and make payments Reviewed on: 15th February 2021

Safe, secure and simple

The application process was straightforward and easy to understand. I was given a credit limit suitable to my current circumstances. This is reviewed on a regular basis but will only increase if the company is satisfied my circumstances warrant an increase. The credit card app is very secure using secure login and biometric login to ensure my privacy. All round a very good company and an excellent card offering superb service and customer experience Reviewed on: 15th February 2021

Excellent from start to finish

Such an easy & simple procedure from start of application to finish. Excellent interface & very quick service. Highly recommend Reviewed on: 15th February 2021

Great services, never had any issues

Good customer service promptly delivered cardv Reviewed on: 15th February 2021

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