Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

View other Zopa products

4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Nicholas

Yeah vccxfdsdfgfdvfdddfghfffdfgg Reviewed on: 20th March 2021

Very professional and helpful

They are polite and helpful and care about that your experience with Zopa is a good one Reviewed on: 20th March 2021

best lender

it was not as complicated as most banks do to have a card, it is as easy as saying good morning Reviewed on: 19th March 2021

Happy

Not perfect but trying to get there Reviewed on: 19th March 2021

Fabulous card

Great service and great card. App is so easy to use and plain English and is a dawdle to use. Reviewed on: 19th March 2021

Fab

Easy application form, quick response, keeps me updated on my spending and alerts when card is used. Reviewed on: 19th March 2021

Highly recommended

Highly recommended as very reasonable and reliable Reviewed on: 19th March 2021

Very good card company

I applied for the card for my wife to use, card came very quickly the app is very easy to use and the instant messages when the card is used is an amazing idea more than happy with the service Reviewed on: 19th March 2021

Greta to deal with so easy, all is great and works well

From application to opening it was easy, the app has all the I fo I need to manage my money well Reviewed on: 19th March 2021

Very good

So nice helpful straightforward Reviewed on: 19th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.78 from 19912 reviews
Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
American Express Credit Card
from American Express 3.12 from 103 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Personal loan
from Zopa 4.94 from 68053 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub