Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent product,

excellent service, app and website really easy to navigate. Reviewed on: 15th April 2021

Zopa dopa!

Using Zopa is just so easy, you can manage everything yourself, with the piece of mind, your i control of your money Reviewed on: 15th April 2021

My card

Nice card nice apr easy shopping everything is from fine for me Reviewed on: 15th April 2021

Very good easy to use good customer service

Been very good easy to use all round very good Reviewed on: 15th April 2021

Amazing easy to apply and helpful

Always helped when I have had a question Reviewed on: 15th April 2021

Brilliant does wat it says on the tin

Never had a problem with any thing good customer service and great app Reviewed on: 15th April 2021

Really good

Zoos are very easy to deal with. The app is easy and I am in complete control. Well done Reviewed on: 15th April 2021

Great company

When I joined Zopa the process was easy they have a great easy to use app they are always there to help make things easy to understand nothing to small are too big any questions you have they explain it in easy terms I would be lost without them thanks Zopa Reviewed on: 15th April 2021

Absolutely brilliant

I’ve found Zopa really helpful and helping to build my credit rating,thanks again. Reviewed on: 15th April 2021

Great

This is a great card that is useful For poor credit Reviewed on: 15th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 3.86 from 21 reviews
Credit card
from Chase Bank 4.81 from 383 reviews
American Express Credit Card
from American Express 3.78 from 120 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub