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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Simple

5
Simple clear and easy no hastle and staff are very helpful Reviewed on: 15th April 2021
Marc's avatar
Marc

The app is fantastic

5
The app is very easy to use it’s superb for saving money too. Reviewed on: 15th April 2021
williamsalkeld28@gmail.com's avatar
[email protected]

Great in helping to my improve credit score

5
Wanted to improve my credit score and Zopa really helped with getting my score back on track Reviewed on: 15th April 2021
malco70@msn.com's avatar
[email protected]

Zopa keeps it promise

5
Excellent finance options, fair rates and professional customer service The App keeps you updated Refreshingly positive Reviewed on: 15th April 2021
Mrs H's avatar
Mrs H

Quick and easy

3
Very straight forward and easy to understand and very manageable app Reviewed on: 15th April 2021
Jonathan Henderson 's avatar
Jonathan Henderson

Zopa Card

5
Excellent card and customer service! Csnt fault one bit Reviewed on: 15th April 2021
Glenheath's avatar
Glenheath

Excellent

5
Quick decision and easy to use, easy to understand and pay extra off if wanted. Hassle free Reviewed on: 15th April 2021
Becky Buckingham's avatar
Becky Buckingham

Superb

5
Easy app great functions and easy to use Reviewed on: 15th April 2021
Mark bates's avatar
Mark bates

Zopa review

5
Great company, easy to use app, quick turnaround Reviewed on: 15th April 2021
Priya 's avatar
Priya

Excellent

5
Zopa is the best ever. Moment I make a payment its reflecting immediately in my card so that I easily get it and use not like others. Thanks Zopa you are the best. Reviewed on: 15th April 2021
Olatunji Ayeni 's avatar
Olatunji Ayeni

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