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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,504 reviews, last reviewed 9th Apr 2026
156250% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43504)

Easy

5
Nice little hassle free credit card. Reviewed on: 25th March 2021
Mark Newton's avatar
Mark Newton

Efficiency

5
You have every information you need on the zopa app. Once you paid your due balance, it reflects straight on your account balance Reviewed on: 25th March 2021
Yekini 's avatar
Yekini

excellent

5
friendly and very helpful,good custermer service. Reviewed on: 24th March 2021
Adrian Breakwell's avatar
Adrian Breakwell

Excellent customer service

5
Easy to set up easy to use app There when you need them. Reviewed on: 24th March 2021
Diane Quartermaine 's avatar
Diane Quartermaine

Brilliant

5
Love this company with all my heart and have helped me out when I’ve needed it most! Would recommend to anyone Reviewed on: 24th March 2021
Kianmiddo's avatar
Kianmiddo

Excellent

5
So easy to set up and use and the app is brilliant for keeping a check on limit and due dates Reviewed on: 23rd March 2021
Marie's avatar
Marie

Great credit card

4
I’ve had no issues and customer service is top notch Reviewed on: 23rd March 2021
Charlene 's avatar
Charlene

Great card

5
Great little card, easy to use and I love the app it’s got everything you need and easy I’m very happy Reviewed on: 22nd March 2021
Donna Lucas's avatar
Donna Lucas

Review Zopa, credit card account

5
Very happy with the whole process from taking out the card to using the banking app Reviewed on: 22nd March 2021
Jonathan's avatar
Jonathan

Great card

5
This great credit card for when needed. Reviewed on: 22nd March 2021
Amanda's avatar
Amanda

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