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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41949 reviews)

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4.93

Based on 41,949 reviews, last reviewed 20th Jan 2026

82350% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The rates are very competitive, the app is very easy... The rates are very competitive, the app is very easy to use and self explanatory Reviewed on: 20th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41949)

Fantastic service

Great service, easy to you app and always keeps me up to date Reviewed on: 15th February 2021

a excellent card with the help and service

i have worked hard to build my credit having lost my job through no fault of mine i always stayed on top contacted my creditors and worked with them i never just left the debt but as we know it still damages your credit file but after working hard to start the way back zopa was there to help me with a small manageable limit to help build my credit and also a very easy to use and understand app with all the help and support to help me and my credit file back they understand that not everyone is the same with poor or bad credit they understand that there is a story and sometimes its not your boings or action but they take in to account your action's after and how you deal with it so thank you zopa Reviewed on: 15th February 2021

Zopa gives you second chance to credit

Zopa is quick and easy to apply. Decisions made quickly and effectively, most people are given second chance to credit and control of finance. Reviewed on: 15th February 2021

Great card

So easy to sign up and control, all done from a great app. Payment is simple and managing your spend is very clear. Best card I have at this time. Reviewed on: 15th February 2021

DESPERATE

zopa was my last and only chance came just n time Reviewed on: 15th February 2021

Very good card

Very vood card to have easyJet to use and easy app to use and always can keep on eye at my balance Reviewed on: 15th February 2021

Not had any problems with zopa

The credit card is easy to use had no problems in using it just wish my credit limit was more Reviewed on: 15th February 2021

Definitely recommend

Application was easy to complete and everything arrived very quickly. The app is simple to use which makes checking how much I have spent and paying the balance off easy. Reviewed on: 15th February 2021

I would recommend this card to anyone.

Nice card once I got it it would be hard to let go. Reviewed on: 15th February 2021

Easy Process to Apply

Fair Rates and fantastic easy to use app Reviewed on: 15th February 2021

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