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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent product

Excellent service....... Excellent customer service Excellent communication Excellent app Reviewed on: 15th April 2021

Amazing

It’s just amazing credit card they show me everything about my credit history Reviewed on: 15th April 2021

I is a good card

The card hep me with a problem ........................... Reviewed on: 15th April 2021

Zopa ****

Would recommend zopa to anyone they help and understand Reviewed on: 15th April 2021

Stupendous

Very happy with Zopa no hassle easy set up and very rewarding Reviewed on: 15th April 2021

Fabulous app

Easy to use app for everything very accessible Reviewed on: 15th April 2021

Excellent customer service

Excellent customer satisfaction Reviewed on: 15th April 2021

Excellent

Easy to use and excellent service Reviewed on: 15th April 2021

Fantastic communication and great customer service

Only good things to say about Zopa. Such a pleasant experience from the start and the communication is second to none. Reviewed on: 15th April 2021

Great card

Ive been with Zopa for a few months and can not fault them. Everything is right there on the app and straight forward. Reviewed on: 15th April 2021

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