Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Amazing

5
Great customer service. Everything done and handled quickly Reviewed on: 15th April 2021

Smooth sailing from day 1

5
No issues whatsoever, friendly staff on chat, good card controls and does everything it says it will. Reviewed on: 15th April 2021

Excellent app and communication

5
Great app. Easy to use. Excellent communication. Would recommend. Reviewed on: 15th April 2021

Easy, caring

5
A company who make life easy and seem to really value their customers! Reviewed on: 15th April 2021

well driven menu on the app

5
easy to make payments keeps you well informed Reviewed on: 15th April 2021

Unbelievably helpful

5
Great company to get your credit file up again after being foolish in the past. Cheers Zopa Reviewed on: 15th April 2021

Excellent product

5
Excellent service....... Excellent customer service Excellent communication Excellent app Reviewed on: 15th April 2021

Amazing

5
It’s just amazing credit card they show me everything about my credit history Reviewed on: 15th April 2021

I is a good card

5
The card hep me with a problem ........................... Reviewed on: 15th April 2021

Zopa ****

5
Would recommend zopa to anyone they help and understand Reviewed on: 15th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.86 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products