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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Yes

Iv try for your credit card 6 times on Facebook Reviewed on: 27th March 2021

Excellent company

I applied for a Zopa credit card and was immediately accepted with no messing around, the interest rate is reasonable compared to a lot of other credit cards, I like the fact that transactions show instantly and are applied to your account the next day. The times I've had to contact Zopa most of the customer service advisors were excellent and prompt there was only 1 time where I was completely ignored and never responded to. Excellent company 5 stars Reviewed on: 27th March 2021

Excellent

Although I've had no experience with customer service as I haven't had to contact them yet, I cant fault the card at all. Never had any issues. Reviewed on: 27th March 2021

Fantastic Product

Easy to apply, card arrived very quickly. The app is very user friendly, quick and easy to make repayments and it sends a notification whenever the card is used. Reviewed on: 27th March 2021

Possibly one of the best!

I would like to win the draw but I know I have a slim chance of getting that. Nonetheless, I like this card and it has easy interface. Cannot tell more about it due to my low credit score Reviewed on: 26th March 2021

Amazing card

Glad I took one out, one of my better cards keep instantly in touch when used Reviewed on: 26th March 2021

Great service

Nice and simple easy to use card informed when you card has been used Reviewed on: 26th March 2021

Outstanding service and app

Easy to use app knowledgeable staff always ready to help Reviewed on: 26th March 2021

Great

Excellent I’m very happy also great customer service Reviewed on: 25th March 2021

Very good good

That card looks good for most pestle and will use it wisely Reviewed on: 25th March 2021

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