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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Impressive help

Excellent service understanding and support would recommend to anyone to use as there main card service Reviewed on: 28th March 2021

Viewing credit card

Have not found any yet,still checking. out the page to see what's available for myself Reviewed on: 28th March 2021

Best credit card

Reliable, Clear and Helpful, shows you your finance activities and guide you on how to improve your score Reviewed on: 28th March 2021

Credit card application

The application process was quick and very seamless and the card arrived very quickly. It's a joy to have it there just in case of an emergency. Well done Zopa. Reviewed on: 28th March 2021

Easy sign-up and fancy looking card

Was an easy sign-up, receiving the card was quick and super easy to setup on the app. Paying off the card is easy too. Reviewed on: 28th March 2021

Quick service

Pretty much instant paying your account Reviewed on: 28th March 2021

Such a great card best organisation of any card's I ever used and very customer friendly

Most helpful money service I have ever seen such brilliantly trained staff super quick service's Reviewed on: 28th March 2021

great

Great company you get what see Reviewed on: 27th March 2021

Great

I think its great and would recommend them to everyone Reviewed on: 27th March 2021

Credit card

Absolutely fantastic to deal with so friendly if you need to contact then very helpful Reviewed on: 27th March 2021

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