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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit

I think They are good and the interest isn’t that bad to compare to other credit cards u only pay for what you use Reviewed on: 15th April 2021

Excellent

Excellent customer service very easy to use application Reviewed on: 15th April 2021

Easy

Simple set up, quick and great customer service Reviewed on: 15th April 2021

Excellent service

Very friendly and very efficient Reviewed on: 15th April 2021

Amazing

Great customer service. Everything done and handled quickly Reviewed on: 15th April 2021

Smooth sailing from day 1

No issues whatsoever, friendly staff on chat, good card controls and does everything it says it will. Reviewed on: 15th April 2021

Excellent app and communication

Great app. Easy to use. Excellent communication. Would recommend. Reviewed on: 15th April 2021

Easy, caring

A company who make life easy and seem to really value their customers! Reviewed on: 15th April 2021

well driven menu on the app

easy to make payments keeps you well informed Reviewed on: 15th April 2021

Unbelievably helpful

Great company to get your credit file up again after being foolish in the past. Cheers Zopa Reviewed on: 15th April 2021

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