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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good

Very good if I win ,app is good easy to use Reviewed on: 15th April 2021

Brilliant

Great experience with the card easy to use Reviewed on: 15th April 2021

No frills gets job done

It's all at it's says, Nothing hidden. You know what your getting Reviewed on: 15th April 2021

Good credit card

Excellent service and good credit card. No fuss what you see is what you get. Reviewed on: 15th April 2021

Brilliant service

Outstanding service brilliant service always great people on phone Reviewed on: 15th April 2021

Best credit card ever

I would like to say this credit card is the best by far that I have ever gotten. I really like their innovation how you can put money in a side. I will really recommend this to anyone and everyone that is looking for a smart and innovative credit card. Reviewed on: 15th April 2021

Credit

I think They are good and the interest isn’t that bad to compare to other credit cards u only pay for what you use Reviewed on: 15th April 2021

Excellent

Excellent customer service very easy to use application Reviewed on: 15th April 2021

Easy

Simple set up, quick and great customer service Reviewed on: 15th April 2021

Excellent service

Very friendly and very efficient Reviewed on: 15th April 2021

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