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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing

So practical and simple to understand Reviewed on: 15th April 2021

Very helpful and professional

The processes are easy simple to follow Reviewed on: 15th April 2021

Very simple to use the Zopa banking app

Good bank and great service I like the prompt customer service Reviewed on: 15th April 2021

Great credit card

Great customer service , easy to use app over all fantastic card Reviewed on: 15th April 2021

Good

Very good if I win ,app is good easy to use Reviewed on: 15th April 2021

Brilliant

Great experience with the card easy to use Reviewed on: 15th April 2021

No frills gets job done

It's all at it's says, Nothing hidden. You know what your getting Reviewed on: 15th April 2021

Good credit card

Excellent service and good credit card. No fuss what you see is what you get. Reviewed on: 15th April 2021

Brilliant service

Outstanding service brilliant service always great people on phone Reviewed on: 15th April 2021

Best credit card ever

I would like to say this credit card is the best by far that I have ever gotten. I really like their innovation how you can put money in a side. I will really recommend this to anyone and everyone that is looking for a smart and innovative credit card. Reviewed on: 15th April 2021

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