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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

You Can't go Wrong With a Zopa Card. They Keep Upto Date On Your Spending Power. Super..

Brilliant Credit Card Eveyone Should have one .Top Marks. Reviewed on: 15th April 2021

Good card

Handy card to have easy to use and no problems Reviewed on: 15th April 2021

Brilliant service

Enjoying Zopa easy to use app and low interest rates love it ! Reviewed on: 15th April 2021

What a fantastic company

From start of application to finish in minutes, no fuss or ongoing questions etc. Approved online and card/pin received in no time. I just can't fault Zopa one bit. Give them a go, you won't regret it Reviewed on: 15th April 2021

Excellent card

Brilliant extremely helpful way of budgeting Reviewed on: 15th April 2021

Great hassle free credit card

Brilliant credit card great service hassle free and very affordable Reviewed on: 15th April 2021

Amazing

So practical and simple to understand Reviewed on: 15th April 2021

Very helpful and professional

The processes are easy simple to follow Reviewed on: 15th April 2021

Very simple to use the Zopa banking app

Good bank and great service I like the prompt customer service Reviewed on: 15th April 2021

Great credit card

Great customer service , easy to use app over all fantastic card Reviewed on: 15th April 2021

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