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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant and the best

Zopa is a no nonsense credit card that gives real-time updates. The app is simple to use and navigate. I have no regrets regarding this credit card Reviewed on: 15th April 2021

Top notch

Easy to use app. Easy process to view account details and secure Reviewed on: 15th April 2021

Great card great app

Very easy to use app with a great range of features to help manage my account Reviewed on: 15th April 2021

Easy to apply Easy to use

Great app very simple and effective. Reviewed on: 15th April 2021

Amazing card

Since I’ve had the Zopa card I have had no problems it’s very easy to use and the app is easy great card Reviewed on: 15th April 2021

Manageable

Fantastic card, no hidden jargon, easy to use, definitely recommend Reviewed on: 15th April 2021

Best

Zopa is the best credit card , I have been with them a few months now and I love It, the best thing I like is as soon as you have spent something on it it shows up straight away, so if it gets pinched I no were they have used it. Great people. Reviewed on: 15th April 2021

Great company

Very good all round credit card and company Reviewed on: 15th April 2021

Excellent

Very easy to use with the app. Always know what's been spent. Very happy Reviewed on: 15th April 2021

Outstanding

Great card and great speed when applying Reviewed on: 15th April 2021

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