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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best

Zopa is the best credit card , I have been with them a few months now and I love It, the best thing I like is as soon as you have spent something on it it shows up straight away, so if it gets pinched I no were they have used it. Great people. Reviewed on: 15th April 2021

Great company

Very good all round credit card and company Reviewed on: 15th April 2021

Excellent

Very easy to use with the app. Always know what's been spent. Very happy Reviewed on: 15th April 2021

Outstanding

Great card and great speed when applying Reviewed on: 15th April 2021

You Can't go Wrong With a Zopa Card. They Keep Upto Date On Your Spending Power. Super..

Brilliant Credit Card Eveyone Should have one .Top Marks. Reviewed on: 15th April 2021

Good card

Handy card to have easy to use and no problems Reviewed on: 15th April 2021

Brilliant service

Enjoying Zopa easy to use app and low interest rates love it ! Reviewed on: 15th April 2021

What a fantastic company

From start of application to finish in minutes, no fuss or ongoing questions etc. Approved online and card/pin received in no time. I just can't fault Zopa one bit. Give them a go, you won't regret it Reviewed on: 15th April 2021

Excellent card

Brilliant extremely helpful way of budgeting Reviewed on: 15th April 2021

Great hassle free credit card

Brilliant credit card great service hassle free and very affordable Reviewed on: 15th April 2021

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