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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Great experience

5
Ease access to the app and clear information. Reviewed on: 15th April 2021

Excellent credit card.

5
I am very pleased with the credit card and the services that come together with the Zopa card. Although the limit is low it shows responsibility on their part, which I appreciate. I would recommend the card to family as it is aligned with my values. Reviewed on: 15th April 2021

Excellent

5
Easy to manage, easy to use Best card around Reviewed on: 15th April 2021

Excellent really helpful and easy to use

5
Excellent company and everything so easy and simple to use Reviewed on: 15th April 2021

Great card

5
Very quick and easy to apply, app is brilliant to use Reviewed on: 15th April 2021

Straight forward

5
Very easy to use and good rates, for someone rebuilding or building credit record Reviewed on: 15th April 2021

Great card

5
Easy to use, easy to make payments Reviewed on: 15th April 2021

Brilliant customer service

5
Outstanding service all questions answered by humans Reviewed on: 15th April 2021

Excellent

5
Amazing service, recommended. Very happy. Reviewed on: 15th April 2021

Absolutely brilliant

5
Everything with Zopa is so straight forward and easy. Excellent customer services and they keep you well informed! Reviewed on: 15th April 2021

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