Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

View other Zopa products

4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Fantastic product,app, and customer service

Zopa is a simple to use product with it’s app and customer friendly experience. Even payments are easy and fast. Once it joins Apple Pay it will be even better. Reviewed on: 7th April 2021

Brilliant

Zopa gave me a card when no one else would. I will always be grateful for that and definitely recommend them Reviewed on: 7th April 2021

Great bank

Great app easy to use and great bank Reviewed on: 7th April 2021

Ideal easy to use app

App keeps you in total control. Would recommend Reviewed on: 7th April 2021

Number 1

The application was easy, the App is brilliant and keeps me on track of my spending and it’s a stylish looking card Reviewed on: 7th April 2021

Excellent

Easy to use good service always letting you know what’s spent and paid Reviewed on: 7th April 2021

Reliable and trustworthy

Responsible lender. Gives a reasonable limit and good rates. Super fast updates ad friendly user app Reviewed on: 7th April 2021

Excellent service

Easy to understand and use best I have ever encountered Reviewed on: 7th April 2021

A modern day card

A card that meets your needs, easy to manage and operates how you need a card t operate in this day and age! Reviewed on: 7th April 2021

Perfect credit card

Great experience with this card customer service great as well Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.03 from 52 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Flex Purchase credit card
from Monzo 4.97 from 3124 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Personal loan
from Zopa 4.94 from 68053 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub