Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card

Easy to use, easy to make payments Reviewed on: 15th April 2021

Brilliant customer service

Outstanding service all questions answered by humans Reviewed on: 15th April 2021

Excellent

Amazing service, recommended. Very happy. Reviewed on: 15th April 2021

Absolutely brilliant

Everything with Zopa is so straight forward and easy. Excellent customer services and they keep you well informed! Reviewed on: 15th April 2021

Brilliant and the best

Zopa is a no nonsense credit card that gives real-time updates. The app is simple to use and navigate. I have no regrets regarding this credit card Reviewed on: 15th April 2021

Top notch

Easy to use app. Easy process to view account details and secure Reviewed on: 15th April 2021

Great card great app

Very easy to use app with a great range of features to help manage my account Reviewed on: 15th April 2021

Easy to apply Easy to use

Great app very simple and effective. Reviewed on: 15th April 2021

Amazing card

Since I’ve had the Zopa card I have had no problems it’s very easy to use and the app is easy great card Reviewed on: 15th April 2021

Manageable

Fantastic card, no hidden jargon, easy to use, definitely recommend Reviewed on: 15th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Debenhams 3.73 from 14 reviews
Credit Builder
from Chime 0.00 from 0 reviews
Select Credit Card
from Nationwide 3.62 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub