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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Service

Efficient and friendly support. Reviewed on: 15th April 2021

Excellent App

Getting the card was easy and took into account your history. Not just a card but overall banking experience Reviewed on: 15th April 2021

Great credit card

Fair charges instant payments one of the better ones Reviewed on: 15th April 2021

Good service easy app

Very easy and clear app I'm am very pleased with this card Reviewed on: 15th April 2021

Great experience

Ease access to the app and clear information. Reviewed on: 15th April 2021

Excellent credit card.

I am very pleased with the credit card and the services that come together with the Zopa card. Although the limit is low it shows responsibility on their part, which I appreciate. I would recommend the card to family as it is aligned with my values. Reviewed on: 15th April 2021

Excellent

Easy to manage, easy to use Best card around Reviewed on: 15th April 2021

Excellent really helpful and easy to use

Excellent company and everything so easy and simple to use Reviewed on: 15th April 2021

Great card

Very quick and easy to apply, app is brilliant to use Reviewed on: 15th April 2021

Straight forward

Very easy to use and good rates, for someone rebuilding or building credit record Reviewed on: 15th April 2021

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