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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Friendly and helpfull

Very easy to use very helpful and things were done super fast. Pleased with the whole thing. Reviewed on: 15th April 2021

Great banking

Zopa has an easy app for the credit card and I especially like the big purchase option where it holds back a set amount of money for a big purchase Reviewed on: 15th April 2021

very good

Good when I've needed I would recommend to my friends Reviewed on: 15th April 2021

One of my best cards

Never had any problems with this card since the day I got it. Phoned the helpdesk for advice and they were extremely helpful. Reviewed on: 15th April 2021

Excellent

From start to finish Zopa have been help, efficient and always there if I have any questions. Excellent communication and a very responsible lender. Thank you. Reviewed on: 15th April 2021

Easy to use card

Great and fantastic customer support service Reviewed on: 15th April 2021

The only company who gave me a credit card

Excellent App, easy to use. I used to have IVA years ago and they were the only company who trusted me with a credit card. I can highly recommend them. Reviewed on: 15th April 2021

Great without breaking

Great little card to have for those quick buys etc. Easy to use the app to keep track Reviewed on: 15th April 2021

A class

The app is so simple to use amd it’s good as can keep an eye on my spending Reviewed on: 15th April 2021

Amazing customer service

I have not been with zopa long but the customer service and simple use of the app is amazing could not recommend them enough Reviewed on: 15th April 2021

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