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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Outstanding

Great customer service, fast response, text alerts and very courteous. Reviewed on: 15th April 2021

Very good customer service

Customer setvice very good and very nice app easy for everythink Reviewed on: 15th April 2021

Excellent Credit card

Very easy and user friendly credit card to use. App is very user friendly as well. Reviewed on: 15th April 2021

Simple to use

Love the app and the credit limit is very manageable Reviewed on: 15th April 2021

Easy & simple to use & understand

No problems; app lets u know when & how much u spend; so no shocks or surprises Reviewed on: 15th April 2021

Amazing

Nice and easy good campany great card love it Reviewed on: 15th April 2021

Friendly and helpfull

Very easy to use very helpful and things were done super fast. Pleased with the whole thing. Reviewed on: 15th April 2021

Great banking

Zopa has an easy app for the credit card and I especially like the big purchase option where it holds back a set amount of money for a big purchase Reviewed on: 15th April 2021

very good

Good when I've needed I would recommend to my friends Reviewed on: 15th April 2021

One of my best cards

Never had any problems with this card since the day I got it. Phoned the helpdesk for advice and they were extremely helpful. Reviewed on: 15th April 2021

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