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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

I have had a credit card with Zopa

They are very good, they keep me updated with my borrowing power and also when I my payment is due Reviewed on: 7th April 2021

Have I won now ?

Show me the monies lol please that's would be much appreciated,thank you Reviewed on: 7th April 2021

Excellent

Very easy to make payments and keep track of what you spend and very easy payments to get you back on your feet Reviewed on: 7th April 2021

Amazing Zopa card!

Very well explained, amazing customer service!! I would really recommend. Reviewed on: 7th April 2021

Yes yes yes

Never bean more satisfied whit financials services Reviewed on: 7th April 2021

Great service , easy to use apps

I have founc this very to ease and controllable and its easy to set up payments Reviewed on: 7th April 2021

Fab-u-lous Darlings!

Excellent App - Excellent response time to emails- Excellent fast credit of payments - Excellent easy to use and understand their business model! I wish I had found them earlier!! Reviewed on: 7th April 2021

Very easy to deal with app is easy too

Very easy to deal with understand and always hapoy to help Reviewed on: 7th April 2021

Excellent service

Excellent service easy to use app keeps track of my money Reviewed on: 7th April 2021

Fantastic service

Customer service is fantastic And very helpful Nothing is to much trouble would highly recommend this service to everyone Reviewed on: 7th April 2021

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